Dacă am completa formularul, asigurătorul ar despăgubi asiguratul.

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Breakdown of Dacă am completa formularul, asigurătorul ar despăgubi asiguratul.

• formularul: the form
• asigurătorul: the insurer
• asiguratul: the insured person

Questions & Answers about Dacă am completa formularul, asigurătorul ar despăgubi asiguratul.

Why are both am completa and ar despăgubi translated with would-type meaning?

Because this sentence expresses a hypothetical condition: If we were to complete the form, the insurer would compensate the insured person.

In Romanian, this is commonly done with the conditional mood in both clauses:

• Dacă am completa formularul = If we would complete / If we were to complete the form
• asigurătorul ar despăgubi asiguratul = the insurer would compensate the insured

This is different from English, where the if-clause usually looks like a past tense form:

• English: If we completed the form, the insurer would compensate the insured.
• Romanian: Dacă am completa formularul, asigurătorul ar despăgubi asiguratul.

So even though the English structure is different, the Romanian sentence is perfectly normal.

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Does am completa mean we have completed?