Questions & Answers about Asiguratul așteaptă aici.
Because Romanian usually puts the definite article at the end of the noun.
- asigurat = insured person
- asiguratul = the insured person
So -ul is the masculine singular definite article here. This is very different from English, where the is a separate word.
Asiguratul literally means the insured or the insured person.
In insurance or legal language, Romanian often uses adjectives as nouns. So asigurat originally means insured, but in context it functions like a noun: the person who is insured.