A franquia é menor do que a indenização.

to be

Breakdown of A franquia é menor do que a indenização.

• do que: than
• menor: lower
• a franquia: the insurance deductible

Questions & Answers about A franquia é menor do que a indenização.

What does franquia mean here? Does it mean franchise?

Not in this sentence.

Although franquia can mean franchise in business contexts, here it most likely means an insurance deductible (or excess in some varieties of English).

That is because it appears with indenização, which is an insurance/legal word meaning something like compensation, indemnity, or claim payout.

So in this context:

• franquia = deductible
• indenização = compensation / indemnity / payout

This is a good example of why you should not always translate a Portuguese word by its most obvious English look-alike.

Why is there A before franquia and a before indenização?

Those are the feminine singular definite articles, both meaning the.

• a franquia = the deductible
• a indenização = the compensation / the payout

Both nouns are feminine singular, so they take a.

This sentence is talking about specific things, not just any deductible or any compensation in general, which is why the definite article is used.

How do I know that franquia and indenização are feminine?