To jest umowa zawarta na odległość.

In To jest umowa zawarta na odległość, to means this or it/that in the sense of identifying something.

So the structure is basically:

• To jest ... = This is ... / It is ...

Very often in Polish, to jest is used to define or identify something:

• To jest dom. = This is a house.
• To jest problem. = This is a problem.

In everyday speech, jest is sometimes dropped:

• To umowa zawarta na odległość.

But To jest ... is the full, neutral version.

Umowa means contract or agreement.

Here it is in the nominative singular, because it is the thing being identified after to jest.

So:

• To jest umowa. = This is a contract.

The noun is feminine, which matters because other words in the sentence must agree with it.

Because zawarta has to agree with umowa.

• umowa is feminine singular
• so the participle must also be feminine singular
• therefore: zawarta

Compare:

• umowa zawarta = a contract concluded
• dokument zawarty = a document concluded/included (masculine form, depending on meaning)
• porozumienie zawarte = an agreement concluded (neuter form)

This is standard agreement in Polish: adjectives and participles match the noun in gender, number, and case.

Zawarta is a passive participle formed from the verb zawrzeć, which means to conclude, to enter into, or to make (a contract/agreement).

So:

• zawrzeć umowę = to conclude/enter into a contract
• umowa zawarta = a contract that has been concluded

In English, this often sounds more natural as:

• a contract concluded at a distance
• or simply a distance contract / remote contract, depending on context

In Polish legal or formal language, this participle is very common.

Because zawrzeć umowę is the normal formal/legal expression for entering into or concluding a contract.

• podpisana umowa means a signed contract
• zawarta umowa means a concluded/entered-into contract

These are not always exactly the same thing. A contract can be zawarta even when the emphasis is not on the physical act of signing. In legal language, zawarta is usually the more precise word here.

Na odległość literally means at a distance, but in this context it means something like:

• remotely
• without being physically present together
• distance/remote

In consumer and legal language, umowa zawarta na odległość is a fixed expression for a contract concluded without the parties being physically together, for example online or by phone.

So this phrase is more idiomatic and legal than a word-for-word English translation might suggest.

Here odległość is in the accusative singular because of the preposition na in this fixed expression.

A useful thing to notice is that for many feminine nouns ending in -ść, the nominative and accusative singular look the same:

• nominative: odległość
• accusative: odległość

So even though the form does not change, the case is still accusative here.

Sometimes zdalnie can express a similar general idea, but it is not the standard phrase here.

• umowa zawarta na odległość is the established legal/formal expression
• zdalnie means remotely, but it sounds less precise in this context

So for this kind of sentence, especially in legal or official language, na odległość is the better choice.

Yes, you may see umowa na odległość, and it can be understood. But umowa zawarta na odległość is more complete and more formal.

The full version makes the meaning very explicit:

• umowa = contract
• zawarta = concluded
• na odległość = at a distance / remotely

In legal language, the fuller phrase is especially common because it is more precise.

Polish word order is flexible, but not every order sounds equally natural.

The most neutral version is:

• To jest umowa zawarta na odległość.

You might also hear:

• To jest zawarta na odległość umowa.

But that sounds more marked, literary, or less natural in ordinary speech.

For learners, the safest order is:

• noun + participle + prepositional phrase
• umowa zawarta na odległość

Yes, it sounds fairly formal and especially suitable for official, legal, or administrative contexts.

That is mainly because of:

• umowa
• zawarta
• na odległość

In everyday conversation, someone might use simpler wording depending on the context, but this sentence is perfectly normal in formal Polish.

It describes umowa.

So the structure is:

• To jest = this is
• umowa = contract
• zawarta na odległość = concluded at a distance

In other words, zawarta na odległość works like a description attached to the noun, similar to an adjective phrase in English:

• a contract concluded at a distance

It is not the main verb of the sentence. The main verb is jest.

A few useful pronunciation points:

• umowa → u-MO-va
• zawarta → za-VAR-ta
• odległość → roughly od-LE-gwoshch

Things to notice:

• w sounds like English v
• ł sounds like English w
• ść is a soft sound, roughly like shch, but softer
• Polish stress is usually on the second-to-last syllable

So:

• u-MO-wa
• za-WAR-ta
• na o-DLE-głość

Even if odległość feels hard at first, that is completely normal for English speakers.