Transkrip akademik dan kenyataan peribadi itu lengkap.

Malay often leaves out the verb to be in simple descriptive sentences.

So:

• Transkrip akademik dan kenyataan peribadi itu lengkap.

literally looks like:

• academic transcript and personal statement that/those complete

but naturally means:

• The academic transcript and personal statement are complete.

This is very normal in Malay. When the sentence simply says that something is something or is in a certain state, Malay often uses no linking verb at all.

Itu usually means that or those, but in many sentences it also works like the, especially when referring to something already known in context.

In this sentence:

• Transkrip akademik dan kenyataan peribadi itu

it points to those specific documents already being discussed, so the most natural English translation is:

• the academic transcript and personal statement

It does not always need to be translated literally as that.

In Malay, demonstratives like ini and itu usually come after the noun they modify.

So Malay says:

• rumah itu = that house / the house
• dokumen ini = this document

In your sentence, itu comes after the whole noun phrase:

• transkrip akademik dan kenyataan peribadi itu

This means it refers to the full phrase, not just the last noun.

Here, itu applies to the whole coordinated phrase:

• transkrip akademik dan kenyataan peribadi itu

So it means:

• the academic transcript and personal statement

not just:

• academic transcript and that personal statement

Malay often places itu after the full noun phrase when it modifies the whole phrase.

Lengkap is the predicate adjective, meaning complete.

Malay commonly uses this structure:

• noun phrase + adjective

So:

• Dokumen itu lengkap. = The document is complete.
• Bilik itu besar. = The room is big.

In your sentence:

• Transkrip akademik dan kenyataan peribadi itu lengkap.

the subject comes first, and lengkap tells you the condition of those documents.

Here, lengkap is functioning as an adjective, meaning complete.

So the sentence means the documents are complete, not that someone completed them.

If you wanted a verb meaning to complete, Malay would usually use a different form, such as:

• melengkapkan = to complete something
• dilengkapkan = to be completed / be equipped

But plain lengkap in this sentence is just describing a state.

Malay usually puts modifiers like adjectives or descriptive nouns after the noun.

So:

• transkrip akademik = academic transcript
• kenyataan peribadi = personal statement

This is the normal Malay word order. English often puts these modifiers before the noun, but Malay usually puts them after.

It is a natural Malay equivalent, especially in formal or application-related contexts, but exact usage can depend on context.

• kenyataan can mean statement
• peribadi means personal

Together, kenyataan peribadi is understood as personal statement. In education or applications, this is a sensible translation.

That said, in real-life usage, institutions may sometimes choose slightly different wording depending on their style.

Malay nouns usually do not change form for plural the way English nouns do.

So:

• transkrip can mean transcript or transcripts
• kenyataan can mean statement or statements

In this sentence, the fact that there are two items is already clear because of:

• dan = and

Also, lengkap does not change for singular or plural. Malay generally does not mark number on adjectives either.

Yes, lengkap can carry a slightly broader sense than just English complete.

Depending on context, it can suggest:

• complete
• in order
• all present
• fully provided

For documents, it often means everything required is there. So if this appears in an admissions or administrative context, it could imply that the required transcript and personal statement have been properly submitted and nothing is missing.

Dan is the conjunction and.

It joins the two noun phrases:

• transkrip akademik
• kenyataan peribadi

So:

• transkrip akademik dan kenyataan peribadi

means:

• academic transcript and personal statement

It works very much like English and.

Yes, it sounds neutral to formal, especially because of the vocabulary:

• transkrip akademik
• kenyataan peribadi

These are the kinds of terms you would expect in educational, administrative, or official contexts. The sentence is perfectly natural for talking about application materials or supporting documents.