Kasir itu bertanya apakah saya punya uang receh, lalu dia memberikan struk belanja.

In Indonesian, demonstratives like ini and itu usually come after the noun.

So:

• kasir itu = that cashier or often just the cashier
• kasir ini = this cashier

In natural translation, kasir itu often sounds like the cashier if the person is already identifiable in the situation. Indonesian does not have a separate word exactly like English the, so itu often helps make a noun sound definite or specific.

Tanya is the root related to asking or a question.
Bertanya is the usual verb meaning to ask or to ask a question.

The prefix ber- often forms intransitive verbs, and with tanya, it gives the standard verb bertanya.

So:

• tanya = question / ask (root, less complete on its own in formal grammar)
• bertanya = to ask

In everyday Indonesian, people also sometimes use tanya casually as a verb, but bertanya is the safer and more standard form here.

Apakah introduces a yes/no question or an embedded question. Here it means whether / if.

So:

• Kasir itu bertanya apakah saya punya uang receh
  = The cashier asked whether / if I had small change

It is a formal and clear way to introduce the content of the question.

In casual speech, Indonesians often omit apakah if the meaning is still clear, but in writing or careful speech it is very common.

Yes, in less formal Indonesian, people may leave it out:

• Kasir itu bertanya saya punya uang receh atau tidak.
• Kasir itu tanya saya punya uang receh nggak.

But apakah makes the sentence neater and more standard, especially in writing. It clearly marks the following clause as an indirect yes/no question.

Punya is a very common and natural way to say have in Indonesian.

So:

• saya punya uang receh = I have small change

Mempunyai means basically the same thing, but it is more formal and often sounds heavier in everyday conversation.

Compare:

• saya punya uang receh = natural, common
• saya mempunyai uang receh = more formal, less conversational

A native speaker would very often choose punya in a sentence like this.

Uang receh means small change, usually coins or low-value money used to make exact payment.

Breakdown:

• uang = money
• receh = small denomination / loose change / petty money

So uang receh is the natural expression for small change.

Depending on context, it can refer mainly to coins, but it can also mean low-value bills or change in general.

Indonesian often leaves out information that is obvious from context.

In English, you might say:

• The cashier asked me whether I had small change

In Indonesian, bertanya can appear without explicitly saying kepada saya if it is already understood:

• Kasir itu bertanya apakah saya punya uang receh

If you want to be more explicit, you can say:

• Kasir itu bertanya kepada saya apakah saya punya uang receh

That is also correct. It just adds to me more clearly.

Lalu means then, after that, or and then.

It links the two events in sequence:

1. the cashier asked about small change
2. then the cashier gave the receipt

So lalu shows the next action in the story.

Other possible connectors include:

• kemudian = then, afterward, a bit more formal
• terus = then, and then, more conversational

Both memberikan and memberi can mean to give, but they highlight things slightly differently.

A useful pattern is:

• memberi someone something
• memberikan something to someone

So:

• dia memberi saya struk belanja = she/he gave me the receipt
• dia memberikan struk belanja kepada saya = she/he gave the receipt to me

In your sentence, the recipient is not stated, so memberikan struk belanja focuses on the thing being given: the shopping receipt.

Yes, struk is a common Indonesian word for a printed receipt, especially from a store, cashier, or machine.

• struk = receipt slip
• belanja = shopping / purchases

So struk belanja means shopping receipt or simply receipt in this context.

In real life, many people would also just say struk by itself, because the shopping context is already obvious.

Yes. In Indonesian, one noun often directly modifies another noun without needing a word like of.

So:

• struk belanja = shopping receipt / receipt for purchases

Here belanja functions like a noun meaning shopping or purchases.

This noun-noun pattern is very common in Indonesian, for example:

• uang sekolah = school money / school fees
• tas kerja = work bag
• buku pelajaran = textbook / lesson book

Indonesian verbs do not change form for tense the way English verbs do.

So bertanya and memberikan do not themselves mean past, present, or future. Time is usually understood from:

• context
• time words
• sequence of events

In this sentence, the meaning is understood as past because it describes a completed situation:

• the cashier asked
• then gave the receipt

If needed, Indonesian could make the past clearer with words like:

• tadi = earlier / just now
• kemarin = yesterday
• sudah = already

For example:

• Kasir itu tadi bertanya apakah saya punya uang receh...

Yes. Dia is gender-neutral.

It can mean:

• he
• she

Indonesian pronouns generally do not mark gender the way English does. So dia is completely normal when the person’s gender is unknown, irrelevant, or simply not being emphasized.

Yes. There are several natural alternatives, depending on style and formality. For example:

• Kasir itu bertanya kepada saya apakah saya punya uang receh, lalu dia memberi saya struk belanja.
• Kasir itu tanya apakah saya punya uang receh, lalu dia kasih struk belanja.
  This is more casual.
• Kasir itu bertanya apakah saya memiliki uang receh, kemudian dia memberikan struk belanja.
  This is more formal.

Your original sentence is natural and clear. It sits comfortably in a neutral standard register.