Við borgum tryggingarféð í dag.

Við means we. It is the 1st person plural subject pronoun, so it tells you who is doing the action.

In this sentence:

• við = we
• borgum = pay

So Við borgum ... means We pay ... or We are paying ...

Borga is the infinitive, meaning to pay.

Borgum is the form used with við (we) in the present tense.

So:

• að borga = to pay
• ég borga = I pay
• við borgum = we pay

Icelandic verbs change form depending on the subject, so við needs borgum, not the infinitive borga.

In Icelandic, the present tense can often cover both simple present and present progressive meanings, depending on context.

So Við borgum tryggingarféð í dag can naturally be understood as:

• We pay the deposit today
• We are paying the deposit today

And because í dag means today, it can also sometimes sound a bit future-like in English:

• We’re paying the deposit today
• We’ll pay the deposit today

The exact English translation depends on context, but the Icelandic verb itself is just present tense.

Tryggingarféð is a compound word:

• tryggingar- = related to insurance, security, or guarantee
• fé = money
• -ð = the (the definite article attached to the noun)

So tryggingarféð means something like:

• the deposit
• the security money
• the security deposit

A lot of Icelandic vocabulary is built from compounds like this, so it is very helpful to look for the smaller parts inside a long word.

In Icelandic, the definite article the is usually added to the end of the noun rather than written as a separate word.

So instead of a separate word like English the deposit, Icelandic often uses one word:

• tryggingarfé = deposit / security money
• tryggingarféð = the deposit

This is very common in Icelandic:

• bíll = car
• bíllinn = the car

The -ð is the definite ending for this noun in this form.

The base noun is tryggingarfé, and when it becomes definite, it becomes tryggingarféð = the deposit.

This happens because fé is a neuter noun, and neuter nouns often take a definite ending like -ið or -ð, depending on the word’s form.

Since tryggingarfé already ends in a vowel sound, the definite form appears as tryggingarféð.

Here, tryggingarféð is the direct object of the verb borgum (pay), so it is in the accusative case.

However, for some neuter nouns, the nominative and accusative forms are identical, so you do not see a visible change here.

So even though it is accusative in function, it still looks like:

• tryggingarféð

This is very normal in Icelandic.

Í dag means today.

Putting time expressions near the end of a sentence is very common and natural in Icelandic:

• Við borgum tryggingarféð í dag.
• We pay the deposit today.

That said, Icelandic word order is fairly flexible, and you could move í dag for emphasis. For example:

• Í dag borgum við tryggingarféð.

That version puts more focus on today.

Yes. You can say:

• Í dag borgum við tryggingarféð.

This still means the same thing, but it emphasizes today more strongly.

Notice what happens to word order:

• Við borgum tryggingarféð í dag.
• Í dag borgum við tryggingarféð.

In the second sentence, the verb borgum comes right after the first element Í dag. This is part of the common Icelandic verb-second pattern.

The letter ð in Icelandic is often like the th in English this, though its exact pronunciation can vary depending on position.

In tryggingarféð, the final ð is often pronounced quite lightly, and in natural speech it may sound weaker than an English speaker expects.

A helpful beginner idea is:

• ð usually sounds like voiced th as in this
• but at the end of a word, it may be softer or less fully pronounced

So do not worry if it feels subtle when listening to native speakers.

Yes, borga usually means to pay, especially in the sense of paying money for something.

Examples:

• borga reikning = pay a bill
• borga leigu = pay rent
• borga tryggingarfé = pay a deposit

There are other Icelandic verbs related to payment, such as greiða, which can also mean pay, but borga is very common and straightforward in everyday language.

Because Icelandic normally does not use a separate word like English the in this kind of sentence. Instead, definiteness is built into the noun itself.

So:

• English: the deposit
• Icelandic: tryggingarféð

This is one of the big structural differences between English and Icelandic.

Yes. Even though the verb is present tense, Icelandic often uses the present tense for a planned or scheduled near-future action, especially when there is a time phrase like í dag.

So depending on context, the sentence may feel like:

• We’re paying the deposit today
• We’ll pay the deposit today

This is similar to English sentences like We leave tomorrow, where the present tense refers to the future because the timing is already clear.