אני לובשת מעיל עבה, כי בחוץ קר.

Because the speaker is female.

In Hebrew, the present-tense form of to wear / to put on changes for gender:

• לובש = masculine singular
• לובשת = feminine singular

So:

• אני לובש = I am wearing (said by a man)
• אני לובשת = I am wearing (said by a woman)

This sentence uses לובשת, so the speaker is female.

It can mean either one, depending on context.

Hebrew present tense often covers both:

• I wear
• I am wearing

So אני לובשת מעיל עבה can mean:

• I wear a thick coat
• I am wearing a thick coat

In this sentence, because of כי בחוץ קר (because it’s cold outside), the most natural translation is I’m wearing a thick coat.

Yes, Hebrew could often leave out אני in context, but here אני helps make the subject clear.

This is especially useful because in the present tense, לובשת only tells you:

• feminine
• singular

It does not tell you whether the subject is:

• I (female)
• you feminine singular
• she

So אני removes ambiguity:

• אני לובשת = I am wearing
• without אני, לובשת could mean she is wearing, you are wearing, or I am wearing, depending on context.

מעיל means coat.

It usually refers to an outer garment for cold weather. In this sentence:

• מעיל עבה = a thick coat

It is a masculine singular noun.

Because in Hebrew, adjectives usually come after the noun.

So:

• מעיל עבה = coat thick literally, but naturally a thick coat

This is the normal Hebrew word order:

• noun + adjective

More examples:

• בית גדול = a big house
• ילדה חכמה = a smart girl
• ספר מעניין = an interesting book

Because adjectives in Hebrew must agree with the noun they describe in gender and number.

מעיל is:

• masculine
• singular

So the adjective must also be masculine singular:

• עבה = masculine singular

Compare:

• מעיל עבה = a thick coat
• שמלה עבה = a thick dress

The feminine singular form is also often עבה in writing, but pronunciation and full agreement patterns matter in other forms too. For plural, you clearly see the changes:

• מעילים עבים = thick coats
• שמלות עבות = thick dresses

כי means because here.

So:

• אני לובשת מעיל עבה, כי בחוץ קר.
• I’m wearing a thick coat, because it’s cold outside.

In other contexts, כי can sometimes mean other things, but because is the basic meaning learners should know first.

בחוץ means outside.

It is made from:

• ב־ = in / at
• חוץ = outside / outdoors / the outside

So literally it is something like outside / outdoors.

In this sentence:

• בחוץ קר = it’s cold outside

This is a very common expression in Hebrew.

Because Hebrew usually does not use a present-tense form of to be in simple sentences like this.

English says:

• It is cold outside

Hebrew says:

• בחוץ קר
• literally: outside cold

This is completely normal Hebrew.

The same thing happens in many simple present-tense sentences:

• הוא עייף = he is tired
• היא בבית = she is at home
• היום חם = today it is hot

So בחוץ קר is the normal way to say it’s cold outside.

Because weather expressions in Hebrew often use the masculine singular adjective as a default form.

So:

• קר = cold
• חם = hot

You commonly say:

• בחוץ קר = it’s cold outside
• היום חם = it’s hot today

There is no real word here corresponding to English it, so Hebrew uses the basic/default adjective form, which is masculine singular.

מעיל here is indefinite, meaning a coat, not the coat.

Hebrew usually does not have a separate word for a / an.

So:

• מעיל = a coat or coat, depending on context
• המעיל = the coat

In this sentence:

• אני לובשת מעיל עבה = I am wearing a thick coat

If it were the thick coat, it would be:

• אני לובשת את המעיל העבה

The comma separates the main statement from the reason:

• אני לובשת מעיל עבה = main statement
• כי בחוץ קר = reason

So the comma helps readability: I’m wearing a thick coat, because it’s cold outside.

In modern Hebrew punctuation, you will often see a comma before כי when it introduces an explanatory clause, especially in careful writing. In very short everyday writing, punctuation can be less strict, but this sentence with a comma looks normal.

A man would say:

אני לובש מעיל עבה, כי בחוץ קר.

The only change is:

• לובשת → לובש

Everything else stays the same.

A common pronunciation guide is:

Ani loveshet me'il aveh, ki ba-chutz kar.

Word by word:

• אני = ani
• לובשת = loveshet
• מעיל = me'il
• עבה = aveh
• כי = ki
• בחוץ = ba-chutz
• קר = kar

Depending on accent and transliteration style, you may see small differences, but this is a useful learner-friendly version.