Breakdown of Voor zover de opstalverzekering dekking geeft, keren wij uit.
Questions & Answers about Voor zover de opstalverzekering dekking geeft, keren wij uit.
What does voor zover mean here?
Voor zover means insofar as, to the extent that, or as far as.
In this sentence, it limits the insurer’s obligation: they will pay out only to the extent that the building insurance actually provides coverage.
So it is more precise than a simple if. It suggests a limit, not just a condition.
Why is voor zover followed by a clause with the verb at the end?
Because voor zover introduces a subordinate clause.
In Dutch subordinate clauses, the conjugated verb usually goes to the end. That is why you get:
- Voor zover de opstalverzekering dekking geeft
and not:
- Voor zover de opstalverzekering geeft dekking
This is standard Dutch word order.
What does opstalverzekering mean exactly?
Opstalverzekering is a specific insurance term. It refers to insurance on the building itself or the structure of the property.
So it is not the same as insurance for your furniture or personal belongings. In Dutch insurance vocabulary:
- opstalverzekering = insurance for the house/building structure
- inboedelverzekering = insurance for the contents inside the home
A native English speaker may see it translated as building insurance, home structure insurance, or sometimes property insurance, depending on context.
Why is it de opstalverzekering and not just opstalverzekering without an article?
Dutch often uses the definite article when talking about a specific category in a specific context.
Here, de opstalverzekering means the building insurance relevant to the case or policy being discussed.
In English, you might sometimes leave out the article in headings or general descriptions, but in a full Dutch sentence, using de here sounds natural.
What does dekking mean?
Dekking means coverage in insurance language.
It is a very common insurance term. If a policy dekking geeft, that means it covers the damage, loss, or event in question.
So:
- dekking = coverage
- geen dekking = no coverage
- volledige dekking = full coverage
Why does Dutch say dekking geeft? Is that a fixed expression?
Yes, dekking geven is a common insurance expression meaning to provide coverage.
Dutch often uses combinations like a noun plus a verb where English might prefer a single verb or a different phrase. Here:
- dekking geven = give/provide coverage
You may also see:
- dekking bieden = offer coverage
Both are normal, though the exact preference can depend on style and register.
Why is the second part keren wij uit instead of wij keren uit?
This is because the sentence begins with another element: the subordinate clause Voor zover de opstalverzekering dekking geeft.
In Dutch main clauses, the finite verb normally comes in second position. After the opening subordinate clause, the verb comes before the subject:
- Voor zover ... , keren wij uit.
So the order is:
- opening clause
- finite verb = keren
- subject = wij
This is called inversion.
Is uitkeren a separable verb?
Yes. Uitkeren is a separable verb.
That means:
- in a main clause, it often splits: wij keren uit
- in an infinitive or subordinate clause, it stays together: uitkeren
Examples:
- Wij keren uit.
- Het bedrijf zal uitkeren.
- ... omdat het bedrijf uitkeert.
So in your sentence, keren ... uit is the split form of uitkeren.
What does uitkeren mean in this context?
In this context, uitkeren means to pay out, especially in insurance or finance.
It usually refers to paying money after a valid claim, or distributing money that is owed.
So here it means that the insurer will pay compensation if the policy provides coverage.
Why is there no object after keren wij uit? Pay out what?
The object is left unstated because it is understood from the insurance context.
In English too, an insurer can simply say we pay out, without repeating compensation, the claim, or the amount.
So Dutch can omit the object when it is obvious from the situation. The sentence really means something like:
- we will pay out compensation
- we will pay the claim
- we will make a payment
But Dutch does not need to spell that out here.
What tense is being used, and why is it present tense?
The sentence uses the present tense:
- geeft
- keren
In Dutch, the present tense is often used in contracts, policies, rules, and formal statements to express a general rule or standing policy.
So even if the meaning in English might sound like we will pay out, Dutch often uses the present tense for this kind of legal or formal statement.
Could this sentence also start with als instead of voor zover?
Not quite with the same meaning.
- Als de opstalverzekering dekking geeft, keren wij uit means more simply if the building insurance provides coverage, we pay out.
- Voor zover de opstalverzekering dekking geeft, keren wij uit means insofar as / to the extent that the building insurance provides coverage.
So voor zover is more precise and restrictive. It implies that payment may only happen for the part that is actually covered.
That is why it fits well in legal or insurance language.
Why is there a comma in the sentence?
The comma separates the opening subordinate clause from the main clause.
So:
- Voor zover de opstalverzekering dekking geeft, = subordinate clause
- keren wij uit. = main clause
This punctuation is standard and helps show the sentence structure clearly.
Is this sentence formal Dutch?
Yes, very much so.
Words like voor zover, opstalverzekering, dekking, and uitkeren are typical of formal, legal, or insurance-related Dutch.
In everyday speech, someone might explain the same idea more simply, but insurance documents often use exactly this kind of compact, formal wording.
What is the basic sentence structure of the whole sentence?
The structure is:
- Subordinate clause first: Voor zover de opstalverzekering dekking geeft
- Main clause second: keren wij uit
If you break it down:
- Voor zover = subordinating expression
- de opstalverzekering = subject of the subordinate clause
- dekking = object
- geeft = verb at the end of the subordinate clause
- keren = finite verb of the main clause
- wij = subject of the main clause
- uit = separable particle belonging to uitkeren
So it is a very typical Dutch sentence with:
- a subordinate clause,
- verb-final order there,
- then inversion in the main clause.
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