Questions & Answers about Bez ugovora najam nije moguć.
Because bez (without) is a preposition that requires the genitive case in Croatian.
So ugovor (contract) changes to the genitive singular ugovora after bez: bez ugovora = without a contract.
The noun ugovor is masculine, and its genitive singular ending is typically -a:
- nominative: ugovor
- genitive singular: ugovora
Also, the meaning fits: without a (single) contract. (Genitive plural would usually be different in meaning and often in form, depending on the noun.)
Najam is a noun meaning rental / renting / lease (depending on context).
Here it is the subject of the sentence (in the nominative case): Najam nije moguć = Renting is not possible.