Questions & Answers about Dugujem novac.
Dugujem is the 1st person singular present tense form of the verb dugovati, which means to owe.
So:
- dugovati = to owe
- dugujem = I owe
Croatian often builds present-tense forms from the verb stem in ways that do not look exactly like the infinitive, so it is normal that dugovati becomes dugujem.
Because Croatian usually drops the subject pronoun when it is already clear from the verb ending.
In dugujem, the ending -em already shows that the subject is I.
So:
- Dugujem novac. = I owe money.
- Ja dugujem novac. = I owe money.
Both are correct, but ja is often unnecessary unless you want emphasis, contrast, or clarity.