wǒ méiyǒu yínhángkǎ.

I

Breakdown of wǒ méiyǒu yínhángkǎ.

• 银行卡yínhángkǎ: bank card
• 没有méiyǒu: to not have; there is no

Questions & Answers about wǒ méiyǒu yínhángkǎ.

How is this sentence put together grammatically?

The structure is:

我 + 没有 + 银行卡

• 我 = I
• 没有 = do not have / don’t have
• 银行卡 = bank card

So the basic pattern is:

Subject + 没有 + noun

This is a very common way to say that someone does not possess something.

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Why is 没有 used here instead of 不有?

In Mandarin, 有 (to have) is normally negated with 没有, not 不.

• 我有银行卡。 = I have a bank card.
• 我没有银行卡。 = I don’t have a bank card.

Using 不有 would sound unnatural or incorrect in standard Mandarin.

A useful rule:

• Use 没有 to negate 有
• Do not use 不 with 有 in this meaning

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Is 没有 one word here, or is it 没 + 有?