wǒ yòng shǒujīyínháng zhuǎnzhàng.

I

Breakdown of wǒ yòng shǒujīyínháng zhuǎnzhàng.

• 用yòng: to use
• 转账zhuǎnzhàng: to transfer money

Questions & Answers about wǒ yòng shǒujīyínháng zhuǎnzhàng.

Why is 用 placed before 手机银行 and 转账?

用 means to use and introduces the tool or method you use to do something.

So the structure is:

我 + 用 + 工具/方式 + 动作

In this sentence:

• 我 = I
• 用手机银行 = using mobile banking
• 转账 = transfer money

So 我用手机银行转账 literally follows the pattern I use mobile banking to transfer money.

What exactly does 手机银行 mean?

手机银行 literally means mobile phone bank, but in natural English it means mobile banking or a bank’s mobile app/service on your phone.

Breakdown:

• 手机 = mobile phone
• 银行 = bank

When combined, it refers to banking done on a phone, not a physical bank building.

Is 手机银行 one word or two words?