Here it is being used as a verb phrase, meaning to deposit money.
But 存款 can also be a noun, meaning savings or bank deposit(s).
So the same word can function in different ways depending on context:
This kind of flexibility is common in Chinese.
It is understandable, but in everyday speech many speakers would more naturally say:
Why? Because 存钱 is more conversational and common in daily speech.
存款 can sound a little more formal or bank-related.
So 我想存款 is not wrong, but 我想存钱 is often more natural in ordinary conversation.
They are related, but not exactly the same in feel.
In many learner situations:
Examples:
So 存款 can sound a little more like a banking term.
No, the sentence is already complete.
我想存款。 is grammatically fine as I want to deposit money.
But if you want to be more specific, you can add more information:
Chinese often leaves out information that is obvious from context, so a short sentence like 我想存款 is perfectly possible.
Because 存款 already carries the idea of depositing money.
In English, we often need a full expression like deposit money.
In Chinese, one word or compound can often express that whole idea.
If you use 存钱, then 钱 is explicitly there:
If you use 存款, the money idea is built into the term.
存款 is pronounced cúnkuǎn.
Tone by tone:
A rough guide:
Full sentence:
Tones:
The spaces are just for learners.
Normal Chinese writing does not usually put spaces between words. It would normally be written as:
我想存款。
Teaching materials often add spaces or pinyin to help beginners see the parts more clearly.
Yes, but the meaning changes slightly.
要 often sounds stronger, more direct, or more immediate than 想.
So:
In many situations, both are possible, but 想 is often a bit gentler.
Possibly, depending on context, but 存款 usually points more toward a banking deposit idea.
If you want to say save money in the sense of not spending it, a more common expression is:
Compare:
So 我想存款 is much closer to I want to make a deposit than I want to be economical.