Myyjä huomasi, että asiakas höpöttää itsekseen.

From Lesson 407:Habits (on tapana)·Finnish

Questions & Answers about Myyjä huomasi, että asiakas höpöttää itsekseen.

Since this lesson is about the habitual state, how could we rewrite the subordinate clause to say the customer "has a habit of babbling"?
You would put the subject in the adessive case (asiakkaalla), add on tapana, and use the first infinitive of the verb: ...että asiakkaalla on tapana höpöttää itsekseen.
Why is höpöttää in the present tense when the main verb huomasi is in the past tense?
Unlike English, which usually shifts tenses to match the main verb ("noticed that he was babbling"), Finnish often keeps the original tense of the thought or action. The salesperson observed the situation as: "The customer is babbling." Therefore, the subordinate clause keeps the present tense höpöttää.
What is the grammar behind the word itsekseen ("to himself")?
It is formed from the pronoun itse (self) + the translative case ending -kse- + the third-person possessive suffix -en. This specific structure (itsekseen or itsestään) is used to describe doing something entirely by oneself, alone, or without an external target.
The verb höpöttää sounds very expressive. What kind of talking does it imply?
Höpöttää is a colloquial, descriptive verb meaning to babble, waffle, or talk nonsense. It implies continuous, often mindless talking that isn't necessarily meant to communicate anything important, which fits perfectly with someone muttering to themselves.

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