Breakdown of Mikäli vakuutus on voimassa, se on todella kattava.
olla
to be
se
it / he / she (of a person) / that
todella
really (very, intensifier)
vakuutus
insurance
Questions & Answers about Mikäli vakuutus on voimassa, se on todella kattava.
How does mikäli differ from jos in this sentence?
Both mean 'if', but mikäli is more formal and is often translated as 'in the event that' or 'provided that'. You will often see it in official documents, contracts, and news. You could grammatically use jos here, but mikäli perfectly fits the formal context of discussing insurance terms.
The word for 'valid' is voimassa. What is the literal meaning of this word?
It literally means 'in force' or 'in power'. It is the inessive case (the -ssa ending, meaning 'in') of the noun voima (power, force, strength). When a contract, law, or insurance is voimassa, it is currently active or valid.
The adjective kattava (comprehensive) looks like it comes from a verb. How is it formed?
It is the present active participle (the -va or -vä ending) of the verb kattaa, which means 'to cover'. So literally, a kattava insurance is one that is 'covering' a lot of things. Using participles as adjectives is a very common structure to master at the B2 level.
Could I say tosi kattava instead of todella kattava?
You could, but todella is the grammatically standard adverb form (from tosi + -lla) and fits the formal, written tone set by mikäli. Using just tosi as an adverb (like 'tosi kattava') is very common in spoken Finnish, but would clash slightly with the official style of this sentence.