Breakdown of Mikäli vahinko on korvattava, asiakas maksaa vain omavastuun.
olla
to be
vain
only
asiakas
the customer
vahinko
accident
Questions & Answers about Mikäli vahinko on korvattava, asiakas maksaa vain omavastuun.
What is the difference between using mikäli and jos in this sentence?
Both mean "if", but mikäli is more formal and often translates to "in the event that" or "provided that". You will frequently see it in legal texts, insurance policies, or formal instructions, which fits perfectly with the vocabulary in this sentence like korvattava and omavastuu.
Why is the word korvattava used here, and what form is it?
Korvattava is the present passive participle of the verb korvata (to compensate or replace). This participle form ends in -tava or -ttava and acts like an adjective meaning "that which can or must be compensated". In this context, on korvattava translates to "is compensable" or "is covered".
Why is omavastuun in the genitive-accusative case rather than the partitive?
Because the customer pays the entire deductible, making it a total object. In Finnish, when an action is completed and covers the whole object (the full deductible amount), the object takes the genitive-accusative ending -n. If the customer were only paying an unspecified part of the deductible, you would use the partitive omavastuuta.
How does the word omavastuu literally translate?
It is a compound word made of oma (own) and vastuu (responsibility or liability). In the context of insurance or damages, your "own responsibility" is the deductible or the excess amount you must pay out of pocket before the insurance covers the rest.