Usages of el saldo
Ya que su saldo es bajo, usted no puede exceder el límite.
Since your balance is low, you cannot exceed the limit.
El contador se lo abonó a su saldo.
The accountant credited it to your balance.
El banco carga la comisión dado que el impago excede el saldo vigente.
The bank charges the commission given that the non-payment exceeds the current balance.
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