Learn Italian: Se investiamo i soldi, il rischio è molto alto. - If we invest the money, the risk is very high.

In first conditional sentences (real possibilities), Italian often uses the present tense for both the 'if' clause and the result, especially when stating a general fact. You could also use the future tense for the result (il rischio sarà molto alto), but using the present for both is very common and natural.

Why is 'the money' translated as the plural i soldi instead of a singular word?

Unlike English, which treats 'money' as a singular uncountable noun, Italian uses the plural masculine noun i soldi. Because it is plural, it takes the plural article i. If it were the subject of a sentence, the verb would also be plural, like i soldi sono (the money is).

How do I pronounce the sch in rischio?

It is pronounced with a hard 'sk' sound, like in the English word 'skin'. In Italian, whenever you see ch or sch followed by an i or an e, it always takes a hard sound. It is never pronounced like the English 'sh'.

Can I swap the two halves of this sentence?

Yes! Just like in English, you can reverse the order of the two clauses. You can perfectly say Il rischio è molto alto se investiamo i soldi and the meaning stays exactly the same.