Chi nhánh ngân hàng ở gần đây.

A word-by-word breakdown is:

• chi nhánh = branch
• ngân hàng = bank
• ở = at, in, located at
• gần đây = near here, nearby

So chi nhánh ngân hàng means bank branch, and the whole sentence means that the bank branch is nearby.

Vietnamese noun compounds often put the main noun first and the specifying noun after it.

So:

• chi nhánh ngân hàng = branch + bank = bank branch

The head noun is chi nhánh and ngân hàng tells you what kind of branch it is.

This word order is very common in Vietnamese and often feels reversed compared with English.

Here ở marks location. It has the sense of to be at / to be located at.

So ở gần đây means is near here or is located nearby.

In other contexts, ở can also mean in, at, or even to live:

• Tôi ở Hà Nội. = I live in Hanoi.
• Nhà ở đâu? = Where is the house?

In your sentence, it is clearly the location word.

Vietnamese does not always use a verb the same way English does. In location sentences, ở often does the job that English expresses with is at / is in / is near.

So instead of needing a separate is, Vietnamese can simply say:

• Chi nhánh ngân hàng ở gần đây.

That naturally expresses The bank branch is nearby.

It can mean either one, depending on context.

In this sentence, because it follows ở, it means near here / nearby.

Compare:

• ở gần đây = nearby, near here
• gần đây tôi bận = recently I’ve been busy

So yes, gần đây is a phrase with two possible meanings, and context tells you which one is intended.

As written, it leans more toward The bank branch is nearby or A bank branch is located nearby, depending on context.

If you want to clearly say There is a bank branch nearby, Vietnamese very often uses có:

• Có một chi nhánh ngân hàng ở gần đây.

That version explicitly expresses existence: There is a bank branch nearby.

So:

• Chi nhánh ngân hàng ở gần đây. = the bank branch is nearby / a bank branch is nearby
• Có một chi nhánh ngân hàng ở gần đây. = there is a bank branch nearby

Yes, it is understandable and natural enough, especially if you are talking about a specific branch or replying in context.

However, if you are introducing the existence of a nearby branch for the first time, many speakers would more naturally say:

• Có một chi nhánh ngân hàng ở gần đây.

So the original sentence is fine, but the version with có is often more natural when the meaning is there is.

Vietnamese does not use articles the way English does.

English requires choices like:

• a bank branch
• the bank branch

Vietnamese often leaves that information to context. If needed, it can add other words:

• một = one / a
• này = this
• đó / kia = that

For example:

• một chi nhánh ngân hàng = a bank branch
• chi nhánh ngân hàng này = this bank branch

So in Chi nhánh ngân hàng ở gần đây, the sentence does not explicitly tell you a or the. You infer that from context.

Yes, but it means something slightly different.

• chi nhánh ngân hàng = bank branch
• chi nhánh của ngân hàng = the branch of the bank

The version with của sounds more specific and possessive, as if you are talking about a particular bank.

So if you just mean bank branch as a general type of place, chi nhánh ngân hàng is more natural.

A rough guide is:

• Chi ≈ chee
• nhánh ≈ nyanh with a rising tone
• ngân ≈ starts with ng as in sing, but at the beginning of the word
• hàng ≈ hahng with a low falling tone
• ở ≈ a vowel somewhat like uh, but not exactly English uh
• gần ≈ guhn with a low tone
• đây ≈ day

A few important notes:

• nh sounds like the ny in canyon
• ng can appear at the beginning of a Vietnamese word
• tones matter, especially in nhánh, hàng, ở, and gần

If you want to sound natural, it helps to learn the tones together with each word rather than learning only the consonants and vowels.

A very natural way is:

• Có chi nhánh ngân hàng ở gần đây không?

That literally means Have bank branch near here not?, which is the common Vietnamese yes/no question pattern.

You could also ask more casually in conversation with a question tone, but the có ... không pattern is one of the safest and most useful forms for learners.

Not by itself. Vietnamese nouns usually do not show singular vs. plural unless the speaker adds something.

So chi nhánh ngân hàng could refer to:

• one bank branch
• bank branches in a general sense

If you want to make plural clear, you can add words such as:

• các chi nhánh ngân hàng = bank branches
• nhiều chi nhánh ngân hàng = many bank branches

In your sentence, most people would understand it as one branch unless context suggests otherwise.