Jaza fomu bila kujali kama kuna mkwaruzo au bonyeo.

Jaza is the imperative form, so it means fill or fill out as a command to one person.

• -jaza = the verb root fill
• kujaza = to fill
• unajaza = you are filling / you fill

So Jaza fomu means Fill out the form.

If you were speaking to more than one person, you would usually say jazeni.

It is a common loanword from English form. Swahili uses many borrowed words, especially for modern administrative or technical things.

So fomu is perfectly normal Swahili. In context, Jaza fomu means Fill out the form.

Literally, bila kujali means without caring or without considering.

In natural English, though, it often works better as:

• regardless of
• whether or not
• without regard to

So in this sentence, bila kujali kama... means something like regardless of whether...

Because these two forms do different jobs.

• bila kujali = an expression meaning regardless of / without caring whether
• usijali = a negative command meaning don’t worry or don’t mind

Here, the sentence is not telling someone don’t worry. It is modifying the instruction fill out the form, by saying that this should be done regardless of whether there is damage.

So bila kujali is the right structure.

Here kama means whether or if.

Swahili kama can have several meanings depending on context, including:

• if / whether
• like / as

In this sentence, it introduces a condition or possibility:

bila kujali kama kuna mkwaruzo au bonyeo
= regardless of whether there is a scratch or a dent

So here it definitely means whether / if, not like.

Kuna is an existential form meaning there is or there are.

So:

• kuna mkwaruzo = there is a scratch
• kuna bonyeo = there is a dent

A useful thing to know is that kuna does not change between singular and plural the way English does. It can mean there is or there are, depending on the noun and context.

Because kuna is the normal way to say there is / there are when introducing something in a general, indefinite way.

This sentence is not talking about a specific already-known scratch or dent. It is simply saying if there happens to be a scratch or a dent.

Forms like iko, upo, zipo, and so on are more tied to noun-class agreement and often feel more specific or descriptive in context. For a general existential statement, kuna is the natural choice.

They are two different nouns:

• mkwaruzo = scratch
• bonyeo = dent

They look different because Swahili nouns belong to different noun classes. Nouns do not all have the same singular shape.

So a learner should not expect all singular nouns to start the same way. The m- in mkwaruzo is part of that noun’s class pattern, while bonyeo belongs to a different pattern.

This is very normal in Swahili, and it is best to learn nouns together with their full form rather than trying to force one pattern onto all of them.

Because Swahili does not have articles like English a, an, and the.

So mkwaruzo can mean:

• a scratch
• the scratch
• sometimes just scratch in a general sense

The exact meaning depends on context. In this sentence, English naturally uses a scratch or a dent, but Swahili does not need separate article words.

For one person, you can soften it by adding tafadhali:

Tafadhali jaza fomu bila kujali kama kuna mkwaruzo au bonyeo.
= Please fill out the form regardless of whether there is a scratch or a dent.

For more than one person, use the plural imperative:

Jazeni fomu bila kujali kama kuna mkwaruzo au bonyeo.

So:

• jaza = command to one person
• jazeni = command to more than one person
• tafadhali = please

A rough pronunciation guide is:

JA-za FO-mu BI-la ku-JA-li KA-ma KU-na mkwa-RU-zo au bo-NYE-o

A few useful pronunciation notes:

• Swahili usually stresses the second-to-last syllable of each word.
• ny in bonyeo sounds like the ny in canyon.
• au is pronounced like ow in cow.
• The beginning of mkwaruzo may feel unusual to an English speaker, but you can think of it as m + kwa-ru-zo.

So you can say it smoothly as:

Jaza fomu bila kujali kama kuna mkwaruzo au bonyeo.