Asiguratul completează formularul.

Asiguratul means the insured person — the person who is covered by an insurance policy.

A few useful notes:

• The base form is asigurat = insured person
• The ending -ul makes it definite: the insured person
• Depending on context, English might also translate it as the policyholder or the insured

Because Romanian often puts the definite article at the end of the noun, not before it like English the.

So:

• asigurat = an insured person / insured person
• asiguratul = the insured person

and:

• formular = a form / form
• formularul = the form

This is one of the most important differences between Romanian and English:

• English: the form
• Romanian: formularul

Completează is the 3rd person singular present tense of a completa.

So it means:

• he fills out
• she fills out
• it fills out
  or more generally
• fills out / completes

In this sentence, the subject is asiguratul, so:

• Asiguratul completează = The insured person fills out

Romanian usually does not need a subject pronoun when the verb ending already shows the person.

Here:

• completează already tells you it is 3rd person singular

So Romanian normally says:

• Asiguratul completează formularul.

and not:

• El completează formularul.

You can add el or ea, but usually only for emphasis or contrast.

In this kind of context, it usually means to fill out a form.

So:

• a completa un formular = to fill out a form

Romanian a completa is broader than English to complete. Depending on context, it can mean:

• to fill in
• to fill out
• to complete

With formular, the natural English translation is usually fill out the form.

A simple learner-friendly guide:

• Asiguratul ≈ ah-see-goo-RAH-tool
• completează ≈ kom-pleh-TEH-ah-zuh
• formularul ≈ for-moo-LAH-rool

A few pronunciation tips:

• ă is a short neutral vowel, like a weak uh
• z in completează is pronounced like English z
• Romanian stress is not always marked in writing, so it helps to learn it word by word

ă is a very common Romanian vowel. It sounds like a short, unstressed uh.

So in completează, the final -ză sounds roughly like:

• zuh

It is not the same as:

• a = a more open vowel
• â / î = a different central vowel that does not exist in standard English

For many learners, thinking of ă as a quick uh is a good start.

Yes, Romanian word order is fairly flexible, although Asiguratul completează formularul is the most neutral and standard order.

Possible variations include:

• Asiguratul completează formularul. = neutral
• Formularul îl completează asiguratul. = emphasizes the insured person as the one who fills it out
• Formularul este completat de asigurat. = passive style, The form is filled out by the insured person

Because Romanian marks definiteness and often uses articles on the noun itself, word order can move around more easily than in English.

Because the sentence refers to a specific form: the form.

Compare:

• Asiguratul completează un formular. = The insured person fills out a form.
• Asiguratul completează formularul. = The insured person fills out the form.

So:

• un formular = a form
• formularul = the form

Yes, this form is grammatically masculine singular definite.

Breakdown:

• asigurat = masculine singular
• asiguratul = masculine singular definite

The feminine form would be:

• asigurata = the insured woman in some contexts, though usage can vary
• persoana asigurată = the insured person is often used when gender-neutral wording is wanted

In real-life administrative Romanian, you may see several phrasing choices depending on style and formality.

The dictionary forms are:

• asiguratul → asigurat
• completează → a completa
• formularul → formular

This is useful because Romanian often adds endings:

• nouns add endings for definiteness
• verbs change endings depending on person and tense

So when learning vocabulary, it helps to store:

• asigurat = insured person
• a completa = to fill out / to complete
• formular = form