Rzeczoznawca sprawdzi szkodę majątkową podczas oględzin, zanim ubezpieczyciel rozpatrzy roszczenie.

Because sprawdzić takes a direct object, and in Polish the direct object is usually in the accusative case.

• dictionary form: szkoda majątkowa
• after sprawdzi: szkodę majątkową

So both words change to accusative:

• szkoda → szkodę
• majątkowa → majątkową

This is very common in Polish when an adjective describes a noun: both must match in case, gender, and number.

Majątkowa comes from majątek, meaning property/assets/estate. In this sentence, szkoda majątkowa means property damage or material damage.

It is an adjective agreeing with szkoda, so:

• szkoda majątkowa = property damage
• szkodę majątkową = property damage, as the object of the verb

After podczas (during), Polish uses the genitive case.

The noun here is oględziny = inspection/examination, and it is a plural-only noun in many uses. Its genitive plural form is oględzin.

So:

• podczas
  • genitive
• podczas oględzin = during the inspection

You can think of this as a fixed pattern worth memorizing:

• podczas spotkania = during the meeting
• podczas kontroli = during the inspection/check
• podczas oględzin = during the inspection/examination

In Polish, oględziny is very often used as a plural noun, even when English uses a singular idea like an inspection.

This is similar to how some nouns in some languages naturally appear in plural form even when they refer to one event or procedure.

So:

• oględziny = inspection, examination
• podczas oględzin = during the inspection

For a learner, the safest approach is to treat oględziny as a word that is commonly used in the plural.

In Polish, perfective verbs often use present-looking forms to express the simple future.

Here:

• sprawdzić = perfective, to check / to check completely
• rozpatrzyć = perfective, to consider / review / process completely

Their forms:

• sprawdzi = will check
• rozpatrzy = will consider/review

So although they look like present tense forms, with perfective verbs they usually refer to a completed future action.

Because sprawdzić is perfective, and perfective verbs do not normally form the future with będzie + infinitive.

Compare:

• sprawdzać = imperfective = to be checking / to check repeatedly
• sprawdzić = perfective = to check and finish checking

So:

• będzie sprawdzać = will be checking / will check in an ongoing or repeated sense
• sprawdzi = will check, as a completed action

In this sentence, the idea is that the expert will carry out the check and complete it, so sprawdzi fits better.

They are both perfective verbs, but they describe different actions:

• sprawdzić = to check, inspect, verify
• rozpatrzyć = to review, consider, examine a case or claim and make a decision about it

So:

• the rzeczoznawca checks the damage
• the ubezpieczyciel reviews the claim

This is a good example of how Polish uses different verbs depending on the kind of examination involved.

Polish word order is more flexible than English, but the most neutral order is usually:

subject + verb + object

So:

• ubezpieczyciel rozpatrzy roszczenie

is the most straightforward, neutral version.

You could move words around for emphasis, but the given order sounds natural and standard.

Zanim means before in the sense of before something happens.

It introduces a subordinate clause:

• zanim ubezpieczyciel rozpatrzy roszczenie
• before the insurer reviews the claim

It connects two actions in time:

1. the expert checks the damage
2. then later the insurer reviews the claim

So zanim sets up the sequence.

Because podczas oględzin is just a prepositional phrase, not a separate clause. It gives extra information like during the inspection.

But zanim ubezpieczyciel rozpatrzy roszczenie is a subordinate clause, and in Polish subordinate clauses are normally separated by a comma.

So:

• podczas oględzin = no comma needed in this sentence
• zanim... = comma required

It is in the accusative singular, because it is the direct object of rozpatrzy.

The noun is roszczenie = claim.

For this neuter noun, the nominative and accusative singular are the same:

• nominative: roszczenie
• accusative: roszczenie

So even though the form does not change, the grammatical role does.

Because ubezpieczyciel is the subject of the verb rozpatrzy, so it is in the nominative case.

• ubezpieczyciel = insurer, subject form
• ubezpieczyciela would be genitive or accusative in some contexts

Here the insurer is doing the action, so nominative is required.

Rzeczoznawca means an expert, assessor, or appraiser, especially someone officially qualified to evaluate damage, value, or technical condition.

In an insurance context, it often means a person who inspects the damage and prepares an assessment.

Grammatically, it is the subject of sprawdzi.

Yes, it is a fairly standard legal/insurance phrase. It refers to damage to property/material loss, as opposed to other kinds of damage such as personal injury.

In real-world Polish, insurance and legal language often uses set combinations like:

• szkoda majątkowa = property damage
• zgłosić roszczenie = file a claim
• rozpatrzyć roszczenie = review/process a claim

These are useful as chunks to memorize.

Not exactly. They are related but not identical.

• roszczenie = claim, especially a legal or insurance claim
• zgłoszenie = report/notification/submission
• wniosek = application/request/motion

In insurance language, roszczenie is the best fit if the meaning is specifically claim.
So rozpatrzyć roszczenie is natural, while rozpatrzyć zgłoszenie or rozpatrzyć wniosek could be possible in other contexts, but they mean something slightly different.

A rough pronunciation guide is:

rzeczoznawca ≈ zhe-cho-ZNAF-tsa

A few helpful points:

• rz usually sounds like the s in measure or zh
• cz sounds like ch in chocolate, but harder
• w in Polish sounds like English v
• ca at the end sounds like tsa

So the word may look intimidating, but it becomes manageable once you break it into parts: rze-czo-znaw-ca

Not very naturally. A very literal version would be something like:

The expert will check the property damage during the inspection, before the insurer reviews the claim.

That is close, but Polish and English organize information differently. In Polish, the case endings show grammatical roles, so the language can be more flexible with word order. English depends much more on position in the sentence.

So it is better to understand the grammar of the Polish sentence rather than rely on a word-for-word mapping.