Låntakeren leser lånetilbudet.

Those endings mark the nouns as definite:

• en låntaker = a borrower
• låntakeren = the borrower
• et lånetilbud = a loan offer
• lånetilbudet = the loan offer

In Norwegian, the definite article is usually attached to the end of the noun instead of being a separate word like the in English.

Because Norwegian usually puts definiteness on the noun itself.

So instead of:

• the borrower
• the loan offer

Norwegian says:

• låntakeren
• lånetilbudet

This is one of the biggest differences from English noun structure.

That depends on the noun’s gender.

• låntaker is a common gender noun:

  • en låntaker
  • låntakeren

• lånetilbud is a neuter noun:

  • et lånetilbud
  • lånetilbudet

So:

• common gender nouns often take -en in the definite singular
• neuter nouns often take -et in the definite singular

Leser is the present tense of å lese (to read).

So:

• å lese = to read
• leser = reads / is reading

In a simple sentence like this, Norwegian present tense can correspond to either English reads or is reading, depending on context.

Also, Norwegian verbs do not change for person:

• jeg leser = I read / am reading
• du leser = you read / are reading
• han/hun leser = he/she reads / is reading

That is much simpler than English.

Yes. This is the basic pattern:

Subject + Verb + Object

• Låntakeren = subject
• leser = verb
• lånetilbudet = object

So the sentence structure is very similar to ordinary English word order:

The borrower reads the loan offer.

Because in a normal declarative Norwegian sentence, the subject usually comes first.

So in:

Låntakeren leser lånetilbudet

the first noun, låntakeren, is understood as the subject, and lånetilbudet is the object.

If you changed the order, the meaning would normally change too.

Exactly. Norwegian very often writes compound nouns as one word.

Here:

• lån = loan
• tilbud = offer

Together:

• lånetilbud = loan offer

Likewise:

• låntaker = loan-taker, meaning borrower

This is very common in Norwegian, and English speakers often need time to get used to it.

That e is a linking element often used in compounds.

So:

• lån
  • tilbud becomes lånetilbud

You do not always add a linking sound in compounds, but it is common in many words, and often you simply have to learn the standard form of each compound.

The letter å is pronounced roughly like the vowel in British English law or more, though exact pronunciation varies by accent.

So in:

• lån
• låntaker
• lånetilbud

the å is a long, rounded vowel.

For an English speaker, it is important to notice that å is its own letter in Norwegian, not just a with a mark.

Yes. Norwegian present tense often covers both:

• reads
• is reading

So Låntakeren leser lånetilbudet can mean either:

• The borrower reads the loan offer
• The borrower is reading the loan offer

Context tells you which is meant.

Grammatically, yes, but it changes the meaning.

• Låntakeren leser lånetilbudet = The borrower reads the loan offer
• En låntaker leser et lånetilbud = A borrower reads a loan offer

So the sentence you were given uses definite nouns, not indefinite ones.

The dictionary forms are the indefinite singular forms:

• en låntaker = borrower
• et lånetilbud = loan offer

When learning Norwegian nouns, it is best to memorize them with their article:

• en låntaker
• et lånetilbud

That helps you remember the gender, which you need for correct endings later.

It is grammatically natural, but the vocabulary is somewhat financial/banking-related.

Words like:

• låntaker = borrower
• lånetilbud = loan offer

are common in finance, contracts, and banking documents.

So the sentence is good Norwegian, but it sounds more like something from a formal or professional context than everyday casual conversation.