Forsikringsvilkårene er tydelige.

The policy terms are clear.

Breakdown of Forsikringsvilkårene er tydelige.

• være: to be
• tydelig: clear
• forsikringsvilkårene: the insurance policy terms

Questions & Answers about Forsikringsvilkårene er tydelige.

Why is Forsikringsvilkårene written as one long word?

Because Norwegian usually writes compound nouns as one word.

Here, Forsikringsvilkårene is built from:

• forsikring = insurance
• vilkår = term / condition
• -ene = the definite plural ending

So the whole word means the insurance terms/conditions.

This is very normal in Norwegian. Where English often uses several words, Norwegian often combines them into one compound noun.

What does the -s- in Forsikringsvilkårene do?

The -s- is a linking sound/letter often used in Norwegian compounds.

So:

• forsikring
  • vilkår becomes forsikringsvilkår

It does not mean possession here. It just helps the compound sound natural. English learners often want to read it like insurance's terms, but that is not what it means.

Why is there no separate word for the?

In Norwegian, the definite article is often attached to the end of the noun instead of standing in front of it.

So:

• vilkår = terms / conditions
• vilkårene = the terms / conditions

And in the full compound:

• forsikringsvilkår = insurance terms
• forsikringsvilkårene = the insurance terms

So the idea of the is already included in -ene.