Saya mampu membayar bil itu.

Mampu means able, capable, or sometimes able to afford.

In Saya mampu membayar bil itu, it suggests that the speaker has the ability or means to pay the bill. Because the action is paying a bill, English speakers often understand this as I can afford to pay that bill or I am able to pay that bill.

So mampu is a little stronger and more specific than just a general can.

These words can all overlap, but they are not exactly the same:

• mampu = able, capable, having the capacity or means
• boleh = can, may, allowed to, possible to
• dapat = can, able to, manage to, obtain

In this sentence:

• Saya mampu membayar bil itu = I am able / I can afford to pay that bill
• Saya boleh membayar bil itu = I can pay that bill
  This is more general, and sometimes boleh can also sound like permission or possibility depending on context.
• Saya dapat membayar bil itu = I am able to / managed to pay that bill
  Depending on context, this can sound a bit more like succeeding in doing it.

So mampu is a very natural choice when talking about ability or financial capacity.

Bayar is the root word meaning pay.
Membayar is the verb with the meN- prefix, which is commonly used for active verbs in standard Malay.

So:

• bayar = pay
• membayar = to pay / paying

In careful or standard Malay, membayar is the expected form here after mampu.

However, in everyday spoken Malay, people often drop the prefix and say:

• Saya mampu bayar bil itu

That is common in conversation, but Saya mampu membayar bil itu is more standard and textbook-like.

It comes from the prefix meN- plus the root bayar.

When meN- is added, its form changes depending on the first sound of the root. With bayar, it becomes mem-:

• meN- + bayar → membayar

This kind of sound change is very common in Malay verb formation.

In Malay, demonstratives like ini and itu usually come after the noun, not before it.

So:

• bil itu = that bill
• buku ini = this book
• rumah itu = that house

This is a very common pattern in Malay.
So even though English says that bill, Malay says bill that.

Malay does not use an infinitive marker like English to in this kind of sentence.

In English:

• I am able to pay

In Malay:

• Saya mampu membayar

There is no separate word corresponding to English to here.
After words like mampu, boleh, and dapat, Malay usually just uses the verb directly.

Malay does not normally use articles like English a, an, or the.

So bil can mean:

• a bill
• the bill

The exact meaning depends on context.

In this sentence, itu makes it definite and specific:

• bil itu = that bill

So there is no need for a separate word meaning the.

Not by itself. Malay verbs usually do not change for tense the way English verbs do.

So Saya mampu membayar bil itu could mean:

• I am able to pay that bill
• I can pay that bill
• I will be able to pay that bill

The time is normally understood from context, or shown with time words such as:

• sekarang = now
• esok = tomorrow
• semalam = yesterday

If needed, you could say:

• Saya kini mampu membayar bil itu = I am now able to pay that bill

Sometimes, yes, especially in casual conversation when the subject is already clear from context.

For example, in speech, someone might simply say:

• Mampu membayar bil itu

But in a full, clear sentence, especially in writing or teaching materials, Saya is kept.

Also, saya is the polite and standard word for I. Depending on situation, a speaker might use another pronoun, such as aku, but saya is the safest general choice.

Yes, bil is very common, especially in Malaysian Malay, for things like:

• utility bills
• restaurant bills
• phone bills

It is a loanword from English bill.

Depending on context, you may also see other words, such as more formal or less common alternatives, but bil is very natural in everyday Malay.

You would use tidak:

• Saya tidak mampu membayar bil itu.

This means I am not able to pay that bill or I cannot afford to pay that bill.

Use tidak because mampu is not a noun.
A useful rule is:

• tidak for verbs and adjectives
• bukan mainly for nouns and noun phrases

So tidak mampu is the correct negative form here.

Yes, you can, but it is less direct.

• Saya mampu membayar bil itu = more natural and straightforward
• Saya mampu untuk membayar bil itu = possible, but often sounds more formal or slightly heavier

In many everyday cases, Malay prefers the simpler version without untuk after mampu.

So for learners, Saya mampu membayar bil itu is the best pattern to remember.