Penanggung insurans menghubungi penyelaras selepas perlanggaran.

It follows the very common Malay pattern:

Subject + Verb + Object + Time phrase

So here you have:

• Penanggung insurans = subject
• menghubungi = verb
• penyelaras = object
• selepas perlanggaran = time phrase

That is very close to English word order in this sentence.

Malay normally does not use articles like the, a, or an.

So:

• penanggung insurans can mean the insurer or an insurer
• penyelaras can mean the coordinator or a coordinator

You figure out which one is meant from context. This is very normal in Malay.

It means insurer.

Breaking it down:

• penanggung = bearer / one who takes responsibility / underwriter
• insurans = insurance

Together, penanggung insurans is a formal way to say insurer or insurance provider.

In everyday contexts, people may also say syarikat insurans if they specifically mean an insurance company.

Malay verbs often take prefixes and suffixes.

Here, the base idea is hubung, related to connection/contact.
The form menghubungi means to contact someone.

A simple way to understand it:

• meng- marks an active verb
• -i helps make it a transitive verb directed toward an object

So:

• menghubungi penyelaras = to contact the coordinator

You will often see this pattern in Malay verbs.

Usually yes. Menghubungi is normally used with a direct object: someone or something being contacted.

For example:

• menghubungi penyelaras = contact the coordinator
• menghubungi polis = contact the police

If you want a less direct idea like to be in contact or to communicate, Malay may use other forms such as berhubung depending on the context.

Malay verbs do not usually change form for tense the way English verbs do.

So menghubungi itself does not tell you whether it is:

• contacts
• contacted
• is contacting
• will contact

You understand the time from context or from time words.

In this sentence, selepas perlanggaran tells you the action happened after the collision, but the exact tense still depends on context. If the English translation shows a past meaning, that comes from context, not from a special past-tense verb form.

Penyelaras means coordinator.

It is a noun referring to a person who coordinates. Malay often uses the prefix peN- to form a noun for a person who does an action or has a role.

So penyelaras is a role word, like:

• teacher
• manager
• coordinator

You do not need to master the word formation immediately, but it is useful to notice that Malay often builds nouns this way.

Selepas means after.

It introduces a time expression:

• selepas perlanggaran = after the collision

In Malay, time expressions often come after the main part of the sentence, so this placement is very natural.

Malay also allows this time phrase to come first for emphasis:

• Selepas perlanggaran, penanggung insurans menghubungi penyelaras.

That means the same thing.

Perlanggaran means collision or crash.

It is a noun referring to the event itself. So:

• selepas perlanggaran = after the collision

This is a fairly formal style. In everyday speech, depending on context, speakers might also use other words such as kemalangan if they mean an accident more generally.

Yes. Malay is flexible with time phrases.

Both of these are natural:

• Penanggung insurans menghubungi penyelaras selepas perlanggaran.
• Selepas perlanggaran, penanggung insurans menghubungi penyelaras.

The difference is mainly emphasis. Putting selepas perlanggaran first highlights the time setting.

It sounds neutral to fairly formal.

Words like:

• penanggung insurans
• penyelaras
• perlanggaran

are the kind of vocabulary you might see in reports, official communication, or business contexts.

In casual conversation, speakers might choose simpler or more everyday wording depending on the situation.