Saya mengeluarkan wang tunai di mesin juruwang automatik dekat bank.

Yes. Mengeluarkan comes from the root keluar, which means to go out / come out.

With the prefix and suffix meN-...-kan, it becomes mengeluarkan, which means to take out / bring out / cause something to come out.

So in banking context:

• mengeluarkan wang tunai = to withdraw cash
• literally, something like to take cash out

This is a very normal way to express withdrawing money in Malay.

Wang tunai means cash.

• wang = money
• tunai = cash / in cash

So:

• wang = money in general
• wang tunai = physical cash, as opposed to money in a bank account or digital payment

In everyday speech, many people would also say duit instead of wang:

• duit = money, more casual
• wang = slightly more formal or neutral

So all of these are possible, depending on style:

• mengeluarkan wang tunai
• keluarkan duit
• ambil duit

Yes, mesin juruwang automatik is the full Malay term for ATM.

Literally:

• mesin = machine
• juruwang = cashier / teller
• automatik = automatic

So the whole phrase means automated teller machine.

In real life, many speakers simply say:

• ATM
• mesin ATM

Those are often more common in conversation than the full phrase mesin juruwang automatik.

It is understandable, but it sounds a bit formal and textbook-like.

A more natural everyday Malaysian Malay version would often be something like:

• Saya keluarkan duit di ATM dekat bank.
• Saya ambil duit di ATM dekat bank.

Why?

• keluarkan is a common shorter spoken form of mengeluarkan
• duit is more conversational than wang tunai
• ATM is more common than mesin juruwang automatik

So your original sentence is correct and clear, but a native speaker in casual conversation would probably choose a simpler version.

Here, di is the preposition meaning at / in / on for a location.

So:

• di mesin juruwang automatik = at the ATM

This is different from the prefix di- used for passive verbs.

For example:

• di bank = at the bank → di is a separate word, a preposition
• ditulis = written → di- is attached to the verb, a passive prefix

A useful beginner rule is:

• di for places is written separately
• di- for passive verbs is written attached

Dekat usually means near or close to.

So dekat bank most literally means:

• near the bank
• close to the bank

In everyday speech, though, dekat is also often used loosely for location, almost like at in conversational English. So depending on context, dekat bank may suggest:

• an ATM near the bank building
• an ATM at the bank area
• an ATM by the bank

If you want a clearer meaning of at the bank, you could say:

• di bank = at the bank

So there is a nuance:

• dekat bank = near/by the bank
• di bank = at/in the bank

The word order is very straightforward:

• Saya = I
• mengeluarkan wang tunai = withdraw cash
• di mesin juruwang automatik = at the ATM
• dekat bank = near the bank

So the pattern is roughly:

Subject + Verb + Object + Location

That is a very common Malay sentence pattern.

Malay word order is often similar to English in simple sentences, which makes it fairly beginner-friendly.

Malay verbs do not usually change form for tense the way English verbs do.

So Saya mengeluarkan wang tunai... can mean different times depending on context:

• I withdraw cash...
• I am withdrawing cash...
• I withdrew cash...

To make the time clearer, Malay usually adds a time word, for example:

• semalam = yesterday
• tadi = just now / earlier
• sekarang = now
• esok = tomorrow

Examples:

• Saya mengeluarkan wang tunai semalam. = I withdrew cash yesterday.
• Saya sedang mengeluarkan wang tunai. = I am withdrawing cash.
• Saya akan mengeluarkan wang tunai. = I will withdraw cash.

Often, yes, if the subject is already clear from context.

For example, in conversation, someone might simply say:

• Keluarkan duit di ATM dekat bank.
• Ambil duit dekat ATM.

Malay often drops pronouns when the meaning is obvious.

However, for learners, keeping Saya is a good habit at first because it makes the sentence clear and complete.

So:

• Saya mengeluarkan wang tunai... = full and explicit
• Mengeluarkan wang tunai... = possible in context, but less explicit

Because keluar and mengeluarkan do not mean the same thing.

• keluar = to go out / come out
• mengeluarkan = to take out / remove / produce

So:

• Saya keluar dari bank. = I go out of the bank.
• Saya mengeluarkan wang tunai. = I withdraw cash.

If you said Saya keluar wang tunai, that would not sound correct.

The longer form is needed because the action is not the cash goes out by itself, but I take the cash out.

Yes, in everyday conversation that is very common.

• ambil = take
• duit = money

So ambil duit di ATM is a very natural casual way to say withdraw money from an ATM.

There is a slight style difference:

• mengeluarkan wang tunai = more formal, precise
• ambil duit = more casual, everyday speech

Both are useful, and you will hear the casual version a lot.

It is a loanword, but it is completely normal Malay vocabulary now.

Malay uses many borrowed words, especially for modern institutions and technology. Bank is one of them, and it is the standard word.

So learners do not need to avoid it or replace it with something more native-sounding. Bank is the normal word to use.

A very natural spoken version would be:

• Saya keluarkan duit di ATM dekat bank.

Even more casual:

• Saya ambil duit dekat ATM.

These sound more like everyday speech because:

• keluarkan is shorter and conversational
• duit is common in speech
• ATM is what people usually say

Your original sentence is still good for learning vocabulary and structure, but these spoken versions are probably what you would hear more often.