Assicuriamo l'auto oggi.

Assicuriamo is the 1st person plural form of assicurare in the present indicative: noi assicuriamo = we insure.

So the sentence structure is:

• assicuriamo = we insure / we are insuring
• l'auto = the car
• oggi = today

A learner should also know that assicuriamo can sometimes sound like an exhortation, similar to let's insure, depending on context. But grammatically, it is the same form as we insure.

Italian often omits subject pronouns when they are not needed, because the verb ending already shows who is doing the action.

Here:

• assicuro = I insure
• assicuri = you insure
• assicura = he/she/it insures
• assicuriamo = we insure
• assicurate = you all insure
• assicurano = they insure

Since -iamo clearly marks we, Italian usually does not need noi.

You could say Noi assicuriamo l'auto oggi, but that would usually add emphasis, like we insure the car today.

Italian usually uses the definite article much more often than English does.

So where English may say we insure the car, Italian naturally says assicuriamo l'auto.

The form l' is simply the article la shortened before a vowel:

• la auto → l'auto

This shortening is called elision.

Yes, many Italian nouns ending in -o are masculine, but auto is a very common exception.

Auto is feminine because it is short for automobile, which is feminine.

So you say:

• l'auto
• questa auto
• un'auto nuova

not:

• il auto
• questo auto

This is something learners often just have to memorize as a fixed noun gender.

Oggi means today and functions as a time expression.

In Italian, time expressions are fairly flexible in position. So all of these can work, depending on emphasis:

• Assicuriamo l'auto oggi.
• Oggi assicuriamo l'auto.
• Assicuriamo oggi l'auto.

The most natural choice depends on what the speaker wants to highlight:

• Oggi assicuriamo l'auto emphasizes today
• Assicuriamo l'auto oggi can sound like the key new information is today

Yes. Italian very often uses the present tense to talk about a planned or near-future action, especially when a time word makes the timing clear.

So Assicuriamo l'auto oggi can naturally refer to something happening today, even if English might prefer:

• We insure the car today
• We're insuring the car today
• We'll insure the car today

The word oggi makes the time frame clear, so the present tense sounds natural in Italian.

Yes. Assicurare is related to sicuro, which means sure / safe / secure.

Depending on context, assicurare can mean:

• to insure something
• to assure someone
• sometimes to secure or make certain

In this sentence, with l'auto, the meaning is clearly to insure.

So:

• assicuriamo l'auto = we insure the car

The word order is not completely fixed. Italian is more flexible than English, although some orders sound more natural than others.

Possible versions include:

• Assicuriamo l'auto oggi.
• Oggi assicuriamo l'auto.
• L'auto la assicuriamo oggi.

That last version adds emphasis to the car.

Even though word order can change, the basic neutral pattern is often:

• verb + object + time expression

So Assicuriamo l'auto oggi is perfectly normal.

No, it would not be wrong. It is grammatically correct.

However, adding noi usually gives emphasis or contrast. For example:

• Noi assicuriamo l'auto oggi, loro domani. = We insure the car today, they do it tomorrow.

Without special emphasis, Italian normally prefers:

• Assicuriamo l'auto oggi.

So the version without noi is usually the more natural neutral sentence.