A rezsi drága.

A is the definite article, so it corresponds to the in English.

• a is used before a consonant
• az is used before a vowel

So:

• a rezsi = the utilities / the household overhead
• az alma = the apple

In Hungarian, the verb to be is often omitted in the present tense, third person.

So English The utilities are expensive becomes simply:

• A rezsi drága.

This is completely normal Hungarian.

You do use forms of to be in other cases, for example:

• Drága vagyok. = I am expensive / dear
• Drága volt. = It was expensive
• Drága lesz. = It will be expensive

Because here drága is part of the predicate: The utilities are expensive.

In Hungarian:

• when an adjective describes the noun directly, it usually comes before the noun
  
  • a drága rezsi = the expensive utilities
• when the adjective is the main statement, it usually comes after
  
  • A rezsi drága. = The utilities are expensive.

So the word order tells you whether the adjective is attributive or predicative.

No. Hungarian has no grammatical gender, so adjectives do not change for masculine, feminine, or neuter.

That means drága stays the same regardless of whether the noun would be he, she, or it in English.

This is one of the simpler parts of Hungarian grammar for English speakers.

Rezsi is an everyday Hungarian word for household running costs, especially utility bills such as:

• electricity
• gas
• water
• heating

Depending on context, it can mean utilities, overhead, or household bills.

It is a very common word in daily life, especially when people talk about housing costs.

It is common and natural in everyday speech, but it is somewhat more colloquial than some longer official-style terms.

You may also see:

• rezsiköltség = utility cost / overhead cost
• more specific words like villanyszámla = electricity bill

So rezsi is perfectly normal, but in official or technical writing you may see more precise vocabulary.

A rough pronunciation guide is:

• A = short aw/uh sound
• rezsi = REH-zhee
• drága = DRAA-gaw

A few important points:

• stress is on the first syllable of each word
• zs sounds like the s in measure
• á is a long vowel
• g is always a hard g

So approximately: aw REH-zhee DRAA-gaw

Because rezsi starts with a consonant, r.

Hungarian definite articles work like this:

• a before consonants
• az before vowels

So:

• a rezsi
• az ár

Yes. That is also correct.

Hungarian word order is flexible, and changing the order often changes the focus or emphasis.

• A rezsi drága. = neutral statement: The utilities are expensive.
• Drága a rezsi. = stronger focus on expensive, something like The utilities are expensive or Utilities are expensive, you know.

Both are grammatical; the difference is mostly about emphasis.

Yes. Drága can also mean dear or beloved, depending on context.

For example:

• drága barátom = my dear friend
• Ez túl drága. = This is too expensive.

In A rezsi drága, the meaning is clearly expensive, not dear.

Yes. You would add nem before the adjective:

• A rezsi nem drága. = The utilities are not expensive.

This is the normal way to negate this kind of sentence.

Usually just use rising intonation in speech, or a question mark in writing:

• A rezsi drága? = Are the utilities expensive?

You could also say:

• Drága a rezsi?

Again, that version puts a bit more focus on drága.