Ez egy hivatalos bankszámlakivonat.

In Hungarian, the verb to be is usually left out in the present tense, third person when you are saying that something is something.

So:

• Ez egy hivatalos bankszámlakivonat. = This is an official bank statement.

Hungarian does not need a separate word for is here.

Compare:

• Én tanár vagyok. = I am a teacher.
• Te tanár vagy. = You are a teacher.
• Ő tanár. = He/She is a teacher.

So with he/she/it/this/that in the present tense, Hungarian often drops van in this kind of sentence.

Here, egy means a/an, the indefinite article.

So:

• ez = this
• egy = a/an
• hivatalos bankszámlakivonat = official bank statement

However, egy can also mean one in other contexts. Hungarian uses the same word for both ideas, and the meaning depends on context.

In this sentence, it is most naturally understood as a/an, not one.

This is a very common question.

• Ez by itself means this as a pronoun: this is...
• ez a means this + noun: this ...

So:

• Ez egy hivatalos bankszámlakivonat. = This is an official bank statement.
• Ez a hivatalos bankszámlakivonat. = This is the official bank statement or This official bank statement

In other words:

• ez egy... introduces what something is
• ez a... points to a specific noun

Yes. Hungarian very often forms long compound nouns, and they are commonly written as one word.

This one can be broken down like this:

• bank = bank
• számla = account / bill
• kivonat = extract / statement

So bankszámlakivonat literally means something like bank-account-statement, which in natural English is bank statement or bank account statement.

This kind of compounding is extremely normal in Hungarian.

Because Hungarian adjectives do not work like adjectives in many Indo-European languages.

Important points:

• Hungarian has no grammatical gender
• Adjectives do not agree with nouns for gender
• When an adjective comes directly before a noun, it usually stays in its basic form

So:

• hivatalos bankszámlakivonat = official bank statement
• hivatalos bankszámlakivonatok = official bank statements

Notice that hivatalos stays the same.

The plural marker goes on the noun, not usually on the adjective in this position.

A rough learner-friendly pronunciation would be:

• Ez ≈ ez
• egy ≈ edj or egy with a very soft dy sound
• hivatalos ≈ hee-va-ta-losh
• bankszámlakivonat ≈ bank-saam-la-ki-vo-nat

A few useful pronunciation notes:

• sz is pronounced like English s
• s is pronounced like English sh
• á is a long a, like aah
• gy is a soft consonant sound that English does not match exactly, but dy is a decent approximation for beginners

Also, Hungarian stress usually falls on the first syllable of each word:

• EZ
• Egy
• HIvatalos
• BANKszámlakivonat

Hivatalos usually means official, formal, or authorized, depending on context.

In this sentence, it means that the bank statement is official, not just informal or unofficial.

So it suggests something like:

• an officially issued document
• a formal bank statement
• a document suitable for administrative or legal purposes

It does not mean office-related here. It means official in the sense of recognized or formally issued.

You might hear reduced forms in special contexts, but in normal everyday Hungarian, Ez egy hivatalos bankszámlakivonat is the natural standard sentence.

Leaving out egy can sound:

• unnatural
• abrupt
• label-like
• context-dependent

So for learners, the safe and natural version is:

• Ez egy hivatalos bankszámlakivonat.

Use egy when you mean This is an official bank statement.

You would say:

• Ezek hivatalos bankszámlakivonatok. = These are official bank statements.

Changes:

• ez → ezek = this → these
• bankszámlakivonat → bankszámlakivonatok = plural noun
• hivatalos stays the same

And again, there is still no separate word for are in this kind of present-tense third-person sentence.

Yes, but Hungarian word order is strongly connected to focus and emphasis, not just grammar.

The neutral, straightforward version is:

• Ez egy hivatalos bankszámlakivonat.

That is the best version for a learner to use.

Other word orders are possible in special contexts, but they can sound marked, literary, contrastive, or unnatural if used without the right situation.

So the simplest rule is:

• learn Ez egy hivatalos bankszámlakivonat. as the normal basic sentence

You would say:

• Ez nem hivatalos bankszámlakivonat.

Here:

• nem = not

Notice that Hungarian still does not add a separate word for is in this type of sentence.

So:

• Ez egy hivatalos bankszámlakivonat. = This is an official bank statement.
• Ez nem hivatalos bankszámlakivonat. = This is not an official bank statement.