הכרטיס שלי בארנק, אבל הארנק לא בתיק.

In present-tense Hebrew, the verb to be is usually not stated.

So:

• הכרטיס שלי בארנק = My card is in the wallet
• הארנק לא בתיק = The wallet is not in the bag

Hebrew often just puts the subject and the location together, without a separate word for is / are.

Hebrew usually expresses possession with:

• the noun + של + pronoun

So:

• הכרטיס שלי = my card
• literally: the card of me

This is very normal in modern Hebrew. Unlike English, you do not usually put the equivalent of my before the noun in this structure.

Some common examples:

• הספר שלי = my book
• הבית שלי = my house
• החבר שלי = my friend

Because in Hebrew, when you say noun + שלי / שלך / שלו etc., the noun is often definite, so it usually takes ה־.

So:

• הכרטיס שלי = my card
• הארנק שלי = my wallet
• התיק שלי = my bag

This is different from English, where we do not say the my card. In Hebrew, the possession structure works differently.

The prefix ב־ means in.

So:

• בארנק = in the wallet
• בתיק = in the bag

It is attached directly to the noun as a prefix rather than written as a separate word.

Because the preposition ב־ combines with the definite article ה־ in a special way.

Basic idea:

• ב + ה + noun = in the noun / in the ...

This often becomes a shorter combined form:

• ב + הארנק → בארנק
• ב + התיק → בתיק

So both words include:

• ב־ = in
• the noun as definite = the wallet / the bag

This is very common in Hebrew with prepositions like ב־, ל־, and כ־.

In this sentence, בארנק is understood as in the wallet because it contains the definite article merged into the preposition.

Compare:

• בארנק = in the wallet
• בארנק? Wait, how would you say in a wallet? Usually just בארנק without article is not distinguished clearly in writing without vowels in all cases, but in normal usage/context, definiteness is often understood from form and context.

For learners, the important pattern is:

• ב + ה often contracts into one form
• so בארנק and בתיק here are understood as in the wallet and in the bag

Hebrew negates the sentence with לא, which means not.

So:

• הארנק לא בתיק = The wallet is not in the bag

The structure is:

• subject: הארנק
• negation: לא
• location: בתיק

Hebrew does not need a special word for is not here. It simply uses לא before the phrase being negated.

אבל means but.

So the sentence has two clauses:

• הכרטיס שלי בארנק = my card is in the wallet
• אבל = but
• הארנק לא בתיק = the wallet is not in the bag

This works very much like English.

The nouns are:

• כרטיס = card, usually masculine
• ארנק = wallet, masculine
• תיק = bag, masculine

In this specific sentence, gender does not affect very much because there are no adjectives or past/future verbs that need agreement.

But gender matters in Hebrew generally, especially with:

• adjectives
• numbers
• verbs in past and future
• pronouns sometimes in context

A natural pronunciation is:

• ha-kartis sheli ba-arnak, aval ha-arnak lo ba-tik

A more detailed breakdown:

• הכרטיס = ha-kartis
• שלי = sheli
• בארנק = ba-arnak
• אבל = aval
• הארנק = ha-arnak
• לא = lo
• בתיק = ba-tik

Notice that:

• בארנק sounds like ba-arnak
• בתיק sounds like ba-tik

That ba- sound comes from ב־ + ה־ combining.

This word order is actually very normal in Hebrew.

Hebrew often uses:

• subject + location
• or subject + לא + location for negatives

So:

• הכרטיס שלי בארנק = My card is in the wallet
• literally something like: the card of-mine in-the-wallet

Because present-tense is is usually omitted, the sentence may feel more compact than English, but the structure is standard Hebrew.

Yes. תיק is a very common word with a broad range of meanings depending on context.

It can mean:

• bag
• backpack / schoolbag
• briefcase
• case
• sometimes file or portfolio in other contexts

In this sentence, if the meaning shown is bag, that is perfectly natural.

Yes. It is completely natural and grammatically complete in modern Hebrew.

Both parts are full clauses:

• הכרטיס שלי בארנק
• הארנק לא בתיק

Hebrew speakers do not feel that anything is missing here. The present-tense to be is simply understood.