הבנק יזכה את בעל הכרטיס בתנאי שהאימות יצליח.

Here יזכה means will credit or will grant credit to.

This is not the everyday sense of זכה as to merit or to deserve. In financial or formal language, the verb לזכות can mean to credit someone’s account or to give someone a credit/refund.

So in this sentence, הבנק יזכה את בעל הכרטיס means that the bank will give credit to the cardholder, not that the bank itself will somehow deserve the cardholder.

יזכה is:

• future tense
• third person masculine singular
• from the verb לזכות

It matches הבנק, which is grammatically masculine singular, so יזכה means the bank will credit.

את marks a definite direct object.

In Hebrew, when the direct object is definite, you usually put את before it. Here, the object is בעל הכרטיס = the cardholder / owner of the card, and it is definite, so Hebrew uses את:

• הבנק יזכה את בעל הכרטיס

This does not mean with here. It is just the object marker.

Because בעל הכרטיס is a construct chain.

In a construct chain, the definiteness of the whole phrase is determined by the second noun. Since הכרטיס means the card, the whole phrase becomes definite:

• בעל כרטיס = a cardholder / an owner of a card
• בעל הכרטיס = the cardholder / the owner of the card

So even without ה־ on בעל, the whole phrase is definite.

Literally, it means owner of the card.

In natural English, that is often translated as:

• the cardholder
• the owner of the card

This is a very common Hebrew pattern:

• בעל הבית = owner of the house / landlord
• בעל הרכב = owner of the vehicle
• בעל הכרטיס = cardholder

בתנאי ש־ means on condition that, provided that, or as long as.

It introduces a condition:

• בתנאי שהאימות יצליח = provided that the verification succeeds

It is a fairly formal expression. You can think of it as a fixed phrase:

• בתנאי ש... = provided that...

The ש־ connects the phrase to the clause that follows.

Both can introduce a condition, but they are not exactly the same.

• אם = if
• בתנאי ש־ = provided that / on condition that

בתנאי ש־ sounds more formal and more specific. It suggests that something will happen only if the condition is fulfilled.

So this sentence is a bit stronger and more formal than a sentence with אם.

האימות means the verification or the authentication.

It comes from אימות, a noun meaning verification/authentication/confirmation, depending on context.

Because it has ה־, it means the verification.

In this sentence, it refers to a specific verification process already understood from the context.

In Hebrew, להצליח can be used not only for people but also for processes, attempts, actions, and checks.

So האימות יצליח means:

• the verification will succeed
• the authentication will be successful

This is completely natural Hebrew.

יצליח is:

• future tense
• third person masculine singular
• from להצליח = to succeed

It matches האימות, which is grammatically masculine singular.

So:

• האימות יצליח = the verification will succeed

Because the sentence is talking about a future action and a future condition.

• יזכה = will credit
• יצליח = will succeed

This is normal in Hebrew. When talking about something that will happen if a future condition is met, both verbs are often in the future.

The sentence is structured like this:

• הבנק = subject
• יזכה = verb
• את בעל הכרטיס = direct object
• בתנאי שהאימות יצליח = conditional phrase

So the pattern is roughly:

Subject + verb + object + condition

That word order is very natural in modern Hebrew.

Not in this sentence as written.

Here, לזכות is being used with a direct object, so Hebrew uses את. If you changed the structure, you might get a different phrasing, but with this sentence the direct-object pattern is the one being used.

So:

• הבנק יזכה את בעל הכרטיס = the bank will credit the cardholder

For a learner, the important point is: this verb here takes a direct object, and that is why you see את.

Yes, it sounds fairly formal, especially because of:

• יזכה in the financial sense
• בתנאי ש־
• האימות

This sounds like something you might see in banking, customer service, terms and conditions, or a technical/payment-related context rather than in casual everyday conversation.