Η ασφαλιστική εταιρεία ελέγχει το ασφαλιστήριο συμβόλαιο και το ασφάλιστρο.

Η is the feminine singular definite article, meaning the.

It is used here because εταιρεία (company) is a feminine noun:

• η εταιρεία = the company

So in Η ασφαλιστική εταιρεία, both the article η and the adjective ασφαλιστική match the noun εταιρεία in gender, number, and case.

Ασφαλιστική is an adjective meaning insurance or insurance-related. It describes what kind of company it is.

So:

• εταιρεία = company
• ασφαλιστική εταιρεία = insurance company

The adjective comes before the noun, just as many adjectives do in Greek.

A useful thing to know is that in everyday Greek, people often shorten this and simply say:

• η ασφαλιστική = the insurance company / the insurer

Ελέγχει is the present tense, 3rd person singular form of the verb ελέγχω (to check, inspect, verify, control).

So:

• ελέγχω = I check
• ελέγχεις = you check
• ελέγχει = he/she/it checks

Here the subject is Η ασφαλιστική εταιρεία (the insurance company), which is singular, so the verb is also singular:

• Η ασφαλιστική εταιρεία ελέγχει = The insurance company checks

The subject is in the nominative, and the direct objects are in the accusative.

In this sentence:

• Η ασφαλιστική εταιρεία = nominative singular, because it is the subject
• το ασφαλιστήριο συμβόλαιο = accusative singular, because it is a direct object
• το ασφάλιστρο = accusative singular, also a direct object

A helpful detail: for many neuter singular nouns, the nominative and accusative look the same. That is why both objects use το.

Greek usually repeats the definite article when listing separate nouns, especially with και (and).

So:

• το ασφαλιστήριο συμβόλαιο και το ασφάλιστρο

This sounds natural and clear in Greek. English can sometimes omit the second the, but Greek often keeps it.

It helps show that these are two distinct things:

1. το ασφαλιστήριο συμβόλαιο = the insurance policy / contract
2. το ασφάλιστρο = the premium

These words are easy to confuse because they are related to insurance, but they mean different things.

• ασφαλιστήριο συμβόλαιο = insurance policy / insurance contract
• ασφάλιστρο = insurance premium (the amount paid for the insurance)

So one is the document/agreement, and the other is the payment.

This is a very common area of confusion for learners because both words come from the same insurance-related root.

They all belong to the same insurance-related word family, but they have different roles and meanings.

• ασφαλιστική = insurance-related; here it describes the company
• ασφαλιστήριο = insurance policy-related; in ασφαλιστήριο συμβόλαιο, it helps form the idea of insurance contract/policy
• ασφάλιστρο = premium

So even though they look similar, you should learn them as separate vocabulary items.

A practical way to remember them:

• ασφαλιστική εταιρεία = the company
• ασφαλιστήριο συμβόλαιο = the policy
• ασφάλιστρο = the premium

It is a two-word phrase:

• ασφαλιστήριο
• συμβόλαιο

Together they form a fixed expression meaning insurance policy / insurance contract.

Grammatically, συμβόλαιο is the main noun, and ασφαλιστήριο functions as a modifier. In practice, it is best to learn the whole phrase together, because it is a standard insurance term.

You may also hear simply:

• το ασφαλιστήριο = the policy

That shorter form is very common in real Greek.

Yes, και usually means and.

In this sentence it connects the two direct objects:

• το ασφαλιστήριο συμβόλαιο και το ασφάλιστρο

So the company checks both things.

Και is one of the most common Greek words, and in most sentences it works just like English and.

Yes, Greek word order is more flexible than English because the articles and noun endings help show what each word is doing.

The most neutral order here is:

• Η ασφαλιστική εταιρεία ελέγχει το ασφαλιστήριο συμβόλαιο και το ασφάλιστρο.

But other orders are possible for emphasis, for example:

• Το ασφαλιστήριο συμβόλαιο και το ασφάλιστρο ελέγχει η ασφαλιστική εταιρεία.

That sounds more marked and emphasizes what is being checked.

For learners, it is best to start with the basic pattern:

• subject + verb + object

A rough pronunciation is eh-LENG-khee, though the exact sound depends on accent and speech speed.

A few helpful points:

• The stress is on λέ: ε-ΛΕΓ-χει
• The letter combination γχ often sounds like ngh or nkh to English speakers
• The ει here sounds like ee

So don’t try to pronounce each letter separately in an English way. It is better to learn the whole word as one sound pattern:

• ελέγχει

Greek stress is very important and is marked with an accent. Words from the same family can still have different stress patterns.

Compare:

• ασφαλιστική
• ασφαλιστήριο
• ασφάλιστρο

You cannot always predict the stress just from the root, so it is important to memorize each word with its accent.

For English speakers, this matters because wrong stress can make a word harder to understand, even if the rest of the pronunciation is close.

It can be understood either way, depending on context.

The present tense ελέγχει can mean:

• a general/habitual action: The insurance company checks the policy and the premium
• a current action, depending on context: The insurance company is checking the policy and the premium

Greek present tense often covers both ideas, just like the simple present can sometimes do in English when translated more naturally from context.

Yes, definitely. In Greek, gender affects the article and often the adjective too.

From this sentence:

• η εταιρεία = feminine
• το συμβόλαιο = neuter
• το ασφάλιστρο = neuter

Learning nouns with their article is one of the best habits you can build:

• η εταιρεία
• το συμβόλαιο
• το ασφάλιστρο

That makes it much easier to form correct sentences later.