Το υγρό είναι κρύο.

A natural pronunciation is:

to i-GHRO EE-ne KREE-o

More precisely in IPA:

[to iˈɣro ˈine ˈkrio]

A few notes:

• Το = to
• υγρό sounds like ee-GHRO, with the stress on the last syllable
• είναι sounds like EE-ne
• κρύο sounds like KREE-o

The γ in υγρό is not like English g in go. It is a softer sound, like a voiced throat/fricative sound.

Το is the definite article, meaning the.

Here it is:

• neuter
• singular
• nominative

It matches υγρό, which is also neuter singular in this sentence.

So:

• το υγρό = the liquid

Greek nouns have grammatical gender: masculine, feminine, or neuter.

In this sentence, υγρό is being used as a noun meaning liquid, and that noun is neuter. That is why it takes the neuter article το.

This is something English speakers often need to get used to: grammatical gender in Greek is a property of the noun, and other words around it often have to match it.

Because adjectives in Greek must agree with the noun they describe.

Since υγρό is:

• neuter
• singular

the adjective must also be:

• neuter
• singular

So:

• κρύος = masculine
• κρύα = feminine
• κρύο = neuter

That is why Το υγρό είναι κρύο is correct.

In this sentence, υγρό is a noun meaning liquid.

But the same word can also be an adjective meaning liquid or fluid, depending on context.

For example:

• το υγρό = the liquid
• υγρό σαπούνι = liquid soap

So Greek, like English, can use the same form in different ways depending on the sentence.

Είναι means is here.

It comes from the verb είμαι, meaning to be.

So:

• είμαι = I am
• είναι = he/she/it is or they are, depending on context

In this sentence:

• Το υγρό είναι κρύο = The liquid is cold

Greek often does not need an explicit subject pronoun like English it, he, or she.

That is because the verb form already gives person/number information, and Greek commonly leaves pronouns out unless they are needed for emphasis or contrast.

In this sentence, the subject is already stated explicitly:

• Το υγρό = the liquid

So there is no need to add a separate word for it.

Yes, Greek word order is more flexible than English word order.

The neutral, most straightforward order here is:

• Το υγρό είναι κρύο.

But other orders are possible for emphasis, such as:

• Κρύο είναι το υγρό.

That would sound more like:

• The liquid is cold / It’s the liquid that is cold

So the original sentence is the most neutral and standard version.

The accent marks show which syllable is stressed.

In this sentence:

• υγρό → stress on the last syllable
• είναι → stress on the first syllable
• κρύο → stress on the first syllable

Stress matters in Greek pronunciation, so the accents are important and should be learned as part of the word.

This spelling often surprises English speakers.

In υγρό, the υ is pronounced like ee, and the γ is pronounced as a soft voiced sound [ɣ], not like English g in go.

So υγρό sounds roughly like:

• ee-GHRO

It does not sound like:

• oogro
• y-gro
• ugro with a hard g

This is one of those words where the spelling-to-sound relationship takes a little practice.

It is normally pronounced as two syllables:

κρύ-ο

So:

• κρύο = KREE-o

English speakers sometimes want to compress it too much, but it is better to keep both vowel sounds present.