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Questions & Answers about Auto on vakuutettu.
What does on mean in this sentence?
on is the third-person singular present tense of olla (“to be”). Here it functions both as the main verb “is” and as the auxiliary that helps form the perfect passive: on + past passive participle.
What form is vakuutettu?
vakuutettu is the past passive participle of vakuuttaa (“to insure”). In Finnish perfect passive, you combine on with this participle to say “has been insured” or simply “is insured” in a state sense.
Why doesn’t vakuutettu change its ending to agree with auto?
In the perfect passive construction, the participle (vakuutettu) is indeclinable—it never takes case or number endings. The focus is on the action’s result, not on who did it or on the grammatical agreement.
Is this sentence in the passive voice?
Yes. More precisely, it’s the perfect passive, which indicates that the action (insuring) is completed and the car is now in the state of being insured.
How do you ask “Is the car insured?” in Finnish?
Attach the question particle -ko to the verb and invert subject and verb:
Onko auto vakuutettu?
Literally: “Is-Q the car insured?”
How is Auto on vakuutettu different from Autolla on vakuutus?
- Auto on vakuutettu uses passive voice: “The car has been insured” (focus on the result).
- Autolla on vakuutus is a possession structure: “The car has insurance.” Both convey similar real-world meaning but differ grammatically.
How do I say “my car is insured” in Finnish?
You can use a possessive suffix or a pronoun:
- Autoni on vakuutettu. (with suffix)
- Minun autoni on vakuutettu. (with possessive pronoun)
How do you pronounce Auto on vakuutettu?
In IPA: [ˈɑu̯to ˈon ˈvɑkuːtetːu].
Stress is on the first syllable of each word: AU-to on VA-kuu-TET-tu.