Breakdown of wǒ wánquán dǒng le.
Used at the end of a sentence. Marks a change of state or new situation.
Questions & Answers about wǒ wánquán dǒng le.
Here, 了 marks a new situation or change of state.
So 懂 means understand, but 懂了 means something like:
- now I understand
- I've got it
- I understand now
It does not simply mean past tense. It shows that your state has changed from not understanding before to understanding now.
So:
- 我懂。 = I understand / I know it
- 我懂了。 = I understand now / I get it now
With 完全, the sentence becomes stronger:
- 我完全懂了。 = I completely understand now