Breakdown of shǒujīyínháng yào yànzhèngmǎ hé zhīfùmìmǎ.
Questions & Answers about shǒujīyínháng yào yànzhèngmǎ hé zhīfùmìmǎ.
要 is very flexible. It can mean want, but it can also mean need, must, or require, depending on context.
In this sentence, 手机银行要验证码和支付密码, 要 does not mean that mobile banking wants something emotionally. It means requires or needs.
A natural way to understand the pattern is:
A 要 B = A needs/requires B
So here, 手机银行 is the thing that requires something, and 验证码和支付密码 are the things required.
Literally, 手机 means mobile phone and 银行 means bank, so the compound looks like mobile-phone bank.
But in real usage, 手机银行 means mobile banking or a mobile banking app/service.
So it refers to doing banking on your phone, not to a physical bank.
This is very common in Chinese: two nouns are put together to form a more specific concept.