Breakdown of Retirar diners en descobert té comissió bancària.
Questions & Answers about Retirar diners en descobert té comissió bancària.
Because the whole action retirar diners en descobert is functioning as the subject of the sentence.
A very literal structure would be:
- Retirar diners en descobert = withdrawing money while overdrawn / withdrawing money into overdraft
- té comissió bancària = has a bank fee
Catalan often uses the infinitive this way, just as English can use withdrawing money or to withdraw money as the subject of a sentence.
Because diners here is being used in a general, non-specific way.
- retirar diners = to withdraw money in general
- retirar els diners = to withdraw the money, meaning specific money already known in the context
So the version without an article is the normal choice when talking about the action in general.
That is just how Catalan works: diners is the normal word for money, and it is grammatically plural.
So you get forms like:
- els diners
- molts diners
- quants diners tens?
Even though English treats money as singular, Catalan uses a plural noun here.