This lesson introduces vocabulary to help you manage your personal finances, from daily banking to travel money.
Daily Banking
When you need to put money into your account, you deposit (indsætte) it. Your primary account is your salary account (en lønkonto).
| I would like to deposit this amount into my salary account. | Jeg vil gerne indsætte dette beløb på min lønkonto. |
If you spend more than you have, you will end up with an overdraft (et overtræk). When dealing with a large overdraft or other financial questions, it is wise to speak to the bank advisor (bankrådgiveren).
| If he had an overdraft, he would not sleep at night. | Hvis han havde et overtræk, ville han ikke sove om natten. |
| The bank advisor said that the overdraft is too large. | Bankrådgiveren sagde at overtrækket er for stort. |
Travel and Currency
Before a trip, you will often need to exchange (veksle) money.
| We have to exchange some money before the trip. | Vi er nødt til at veksle nogle penge før rejsen. |
Check the exchange rate (vekselkursen) to see how much of the new currency (valutaen) you will actually receive.
| I exchanged the money without looking at the exchange rate. | Jeg vekslede pengene uden at se på vekselkursen. |
| The exchange rate for the new currency is very bad. | Vekselkursen på den nye valuta er meget dårlig. |
Statements and Transfers
To keep track of your money, regularly review your bank statement (et kontoudtog). It shows every transfer (en overførsel) made in and out of your accounts.
| I checked my bank statement yesterday. | Jeg tjekkede mit kontoudtog i går. |
| You can see the transfer on the bank statement. | Du kan se overførslen på kontoudtoget. |
Money you do not plan to spend right away can be safely kept in a savings account (en sparekonto).
| I will transfer money to my savings account during the week. | Jeg vil overføre penge til min sparekonto i løbet af ugen. |
