The High Cost of Living
When discussing everyday finances, a common topic is the high cost (غلاء) of living. To keep a healthy budget and save money, it is important to avoid wastefulness (تبذير).
| The professor said that the high cost of living is very difficult. | قال الأستاذ إن غلاء المعيشة صعب جدا.qâla al-ustâdhu inna ghalâ'a al-ma'îshati sa'bun jiddan |
| Avoid wastefulness in order to save money. | تجنب التبذير لكي توفر المال.tajannabi at-tabdhîra likay tuwaffira al-mâl. |
Prices and Commodities
As inflation affects the market, the price of an everyday commodity (سلعة) often escalates (تصاعد). This directly impacts the standard of living (معيشي).
| The price of every commodity in the market escalated. | تصاعد سعر كل سلعة في السوق.tasâ'ada si'ru kulli sil'atin fi as-sûq. |
| The minister said that the standard of living is stable. | قال الوزير إن المستوى المعيشي مستقر.qâla al-wazîru inna al-mustawâ al-ma'îshiyya mustaqirrun |
Managing Family Expenses
Running a household requires careful financial management (تدبير). The word أسرة refers to the immediate family making these budget decisions.
| The wife is responsible for managing the family's expenses. | الزوجة مسؤولة عن تدبير نفقات الأسرة.azzawjatu mas'ûlatun 'an tadbîri nafaqâti al-usrati |
| The family had to pay the electricity bill yesterday. | كان يجب أن تدفع الأسرة فاتورة الكهرباء أمس.kâna yajibu an tadfa'a al-usratu fâtûrata al-kahrabâ'i amsi. |
Austerity and Incurring Costs
During an economic crisis or recession, governments and families might be forced to adopt an austerity (تقشف) plan to protect their savings (مدخر).
| The government started a harsh austerity plan due to the crisis. | بدأت الحكومة خطة تقشف قاسية بسبب الأزمة.bada'ati al-hukûmatu khuttata taqashshufin qâsiyatan bisababi al-azmati |
| The woman said that inflation ate our savings. | قالت المرأة إن التضخم أكل مدخراتنا.qâlati-l-mar'atu inna-t-tadakhkhuma akala muddakharâtinâ. |
When businesses or individuals face financial difficulties, they may incur (تكبد) sudden expenses or significant losses. This verb is frequently used in formal contexts to describe taking on a heavy financial burden.
| The company incurred a big loss because of the recession. | تكبدت الشركة خسارة كبيرة بسبب الركود.takabbadati ash-sharikatu khasâratan kabîratan bisababi ar-rukûdi |
| My sister had to buy a washing machine, but she incurred other expenses. | كان يجب أن تشتري أختي غسالة، لكنها تكبدت نفقات أخرى.kâna yajibu an tashtariya ukhtî ghassâlatan, lâkinnahâ takabbadat nafaqâtin ukhrâ. |
