Handle your personal finances with confidence by learning essential banking terminology.
Banks and Transactions
A bank is a مصرف, and a financial transaction is a معاملة. When talking about a banker, use مصرفي for a male and مصرفية for a female.
| There is a new bank in the city. | يوجد مصرف جديد في المدينة.yuujadu masrifun jadeedun fil madeenah |
| Financial transactions are fast today. | المعاملات المالية سريعة اليوم.al-mu'âmalâtu al-mâliyyatu sarî'atun al-yawm. |
To express that someone "was going to" do something in the past, combine the past tense of كان (to be) with a present tense verb that has the future prefix سـ attached.
| I was going to cancel the transaction. | كنت سألغي المعاملة.kuntu sa'ulghî al-mu'âmalah |
Borrowing and Mortgages
When applying for loans, you might need to borrow (اقترض) money or secure a mortgage (رهن).
To express purpose or "in order to," attach the prefix لِـ directly to a present tense verb.
| He borrowed money to finance his studies. | اقترض مالا ليمول دراسته.iqtaraḍa mâlan liyumawwila dirâsatahu |
| The bank demanded a mortgage to finance the house. | طلب المصرف رهنا ليمول المنزل.talaba al-masrifu rahnan liyumawwila al-manzila |
The Stock Market and Bonds
The stock market is known as the بورصة. The word تداول is highly versatile in finance; without vowel marks, it serves as both the past tense verb "to trade" and the noun "trading." Investors might trade stocks or a bond (سند).
| Trading in the stock market requires experience. | التداول في البورصة يحتاج إلى خبرة.at-tadâwulu fil-bûrsati yahtâju ilâ khibratin |
| The investors traded shares successfully. | تداول المستثمرون الأسهم بنجاح.tadâwala al-mustathmirûna al-as-huma binajâhin |
| The investor bought new bonds. | اشترى المستثمر سندات جديدة.ishtarâ al-mustathmiru sanadâtin jadîdatan |
Liquidity
Financial institutions must provide (وفر) enough cash flow for their operations. The term for financial liquidity is سيولة.
| The company suffers from a lack of liquidity. | تعاني الشركة من نقص في السيولة.tu'ânî ash-sharikatu min naqsin fî as-suyûlah. |
| The bank was going to provide liquidity. | كان المصرف سيوفر السيولة.kâna al-masrifu sayuwaffiru as-suyûlata |
