Mimi ninahitaji pesa ziada.

I need extra money.

Breakdown of Mimi ninahitaji pesa ziada.

• mimi: I
• pesa: the money
• kuhitaji: to need
• ziada: extra

Questions & Answers about Mimi ninahitaji pesa ziada.

Why do we have both Mimi and the ni- prefix in ninahitaji?

Mimi is the independent pronoun “I,” used when you want to emphasize or contrast the subject. The prefix ni- in ninahitaji is the built-in subject marker for first-person singular. Since ni- already tells you the subject is “I,” you can omit Mimi unless you need extra emphasis.

What does the -na- in ninahitaji do?

Swahili verbs follow the pattern:
subject-marker + tense/aspect-marker + verb-root.
In ninahitaji:
• ni- = 1st-person-singular subject marker
• -na- = present-tense (or habitual/continuous) marker
• hitaji = verb root “need”
So ninahitaji literally means “I (am) needing.”

Can I drop Mimi and just say Ninahitaji pesa ziada?

Yes. In everyday Swahili you almost always omit the independent pronoun. Ninahitaji pesa ziada is perfectly natural. Keep Mimi only when you want to stress “I” (e.g. “I need, not someone else”).

Why is ziada placed after pesa?

In Swahili most adjectives and quantifiers follow the noun they modify. You place the modifier directly after the noun:
noun + adjective/quantifier
Hence pesa ziada = “money extra.”

Why doesn’t ziada change to agree with pesa?

Ziada is an invariable adjective/quantifier. Unlike true adjectives (e.g. mrefu/warefu), it never changes form to match noun classes. Many quantifiers and loan-adjectives in Swahili (for example zaidi, pamoja, labda) remain unchanged.

What’s the difference between pesa ziada, pesa zaidi, and pesa nyingi?

• pesa ziada = “extra money” (beyond what you normally have or planned)
• pesa zaidi = “more money” (an increased amount, often in comparison)
• pesa nyingi = “a lot of money” (a large quantity)

How do I say “I will need extra money” or “I needed extra money”?

Change the tense marker:
• Future: Nitahitaji pesa ziada (“I will need extra money”)
• Past: Nilihitaji pesa ziada (“I needed extra money”)

How would you say “you need extra money,” “we need…,” or “they need…”?

Adjust the subject marker at the start of the verb:
• You (sing.): Unahitaji pesa ziada
• You (pl./polite): Mnahitaji pesa ziada
• We: Tunahitaji pesa ziada
• He/She: Anahitaji pesa ziada
• They: Wananahitaji pesa ziada

What noun class is pesa in, and why is it always plural?

Pesa belongs to noun class 9/10, which often contains mass or uncountable nouns. It has the same form for singular and plural. If you want to refer to a single unit (a coin), you use senti (also class 9).