Tathmini ya madai itaamua kiwango cha fidia.

The subject of itaamua is tathmini, not madai.

So the sentence is structured like this:

• Tathmini ya madai = the assessment of claims
• itaamua = it will determine
• kiwango cha fidia = the level/amount of compensation

In itaamua:

• i- = subject marker for this noun class
• -ta- = future tense marker, will
• -amua = verb stem, decide / determine

Even though madai is plural in meaning, it is not the grammatical subject here. The subject is tathmini, which is singular.

Here tathmini is a noun, meaning assessment, evaluation, or review.

It is related to the verb -tathmini, which means to assess / to evaluate.

So:

• tathmini = assessment or evaluation
• kutathmini = to assess

In this sentence, it is clearly being used as a noun because it is the subject of the verb itaamua.

Ya is a connector meaning something like of in English.

So:

• tathmini ya madai = assessment of claims

This connector changes form depending on the noun class of the first noun. Since tathmini belongs to a class that takes ya, you get:

• tathmini ya ...

This is a very common Swahili pattern:

• kitabu cha mwanafunzi = the student’s book / the book of the student
• jina la mtu = the person’s name / the name of the person
• tathmini ya madai = assessment of claims

So ya is not random; it is agreeing with tathmini.

Madai can mean several related things depending on context, such as:

• claims
• demands
• allegations
• accusations

In this sentence, because fidia is also mentioned, madai most naturally means claims in a legal, insurance, or compensation context.

So here:

• madai = claims

This is a good example of how Swahili words often depend heavily on context.

Because the connector must agree with the noun that comes before it.

• tathmini ya madai: ya agrees with tathmini
• kiwango cha fidia: cha agrees with kiwango

So both ya and cha can mean of, but they match different noun classes.

Here:

• kiwango = level, rate, or amount
• cha fidia = of compensation

Together:

• kiwango cha fidia = level/amount of compensation

This agreement system is one of the key features of Swahili grammar.

Itaamua can be broken down into three parts:

• i- = subject marker
• -ta- = future tense
• -amua = decide / determine

So literally:

• i-ta-amua = it will determine

This is a very common Swahili verb pattern:

subject marker + tense marker + verb stem

For example:

• nitaona = I will see
• utaenda = you will go
• watafika = they will arrive
• itaamua = it will determine

It can mean any of those depending on context.

Common meanings of kiwango include:

• level
• standard
• rate
• amount

In this sentence, with fidia meaning compensation, the most natural English translation is often:

• the amount of compensation or
• the level of compensation

So kiwango cha fidia refers to how much compensation will be awarded or set.

Swahili usually does not use articles like English the or a/an.

So a phrase like:

• tathmini ya madai

could mean:

• an assessment of claims
• the assessment of claims

Which one sounds best depends on context.

Likewise:

• kiwango cha fidia

could be:

• a compensation amount
• the amount of compensation

In real translation, English often needs an article, but Swahili does not.

Mostly yes, in this sentence.

The structure is:

• Tathmini ya madai = subject
• itaamua = verb
• kiwango cha fidia = object

So it follows a basic Subject-Verb-Object order, which is also common in English.

A very literal gloss would be:

• Assessment of claims will-determine level of compensation

That makes this sentence relatively straightforward for English speakers. The main challenge is not word order, but understanding the connector words like ya and cha, and the verb agreement in itaamua.

Yes. Fidia often means:

• compensation
• damages
• indemnity
• reparation

The exact English choice depends on the context:

• legal context: damages or compensation
• insurance context: compensation or indemnity
• general context: compensation

So in this sentence, fidia is best understood as compensation paid after a claim is assessed.