Tuma nyaraka bila kujali kama una dhima au huna.

Tuma is the singular imperative of -tuma, meaning send or submit.

So the sentence is giving a direct instruction to one person:

• Tuma nyaraka ... = Send/Submit the documents ...

If you were speaking to more than one person, you would normally say:

• Tumeni nyaraka ...

In Swahili, the verb often already shows the subject, and with commands the subject is usually just understood.

So:

• Tuma already means (you) send / send!

You could add wewe for emphasis, but it is not necessary:

• Wewe tuma nyaraka ... = You, send the documents ...
  This sounds more emphatic than neutral.

Nyaraka is the noun meaning documents/papers/records. In this sentence it is the object of tuma.

So the basic structure is:

• Tuma = submit/send
• nyaraka = documents

Together:

• Tuma nyaraka = Submit the documents

A learner may also notice that nyaraka is a plural noun. The singular waraka exists, but nyaraka is very common in official or administrative language.

Literally, it breaks down as:

• bila = without
• kujali = to care / to mind / to consider

So bila kujali literally means something like without considering or without caring about.

In natural English, it is often best translated as:

• regardless of
• irrespective of

So:

• bila kujali kama ... = regardless of whether ...

Kama can mean different things depending on context, including:

• if
• whether
• like/as

In this sentence, it introduces two alternatives:

• kama una dhima au huna

Because it is followed by ... au huna (... or you do not), the meaning is whether rather than a simple if.

So:

• kama una dhima au huna = whether you have dhima or not

These are forms used for to have.

• una = you have
• huna = you do not have

So:

• una dhima = you have dhima
• huna = you do not have (it)

This is a very common pattern in Swahili:

• nina = I have
• sina = I do not have
• una = you have
• huna = you do not have
• ana = he/she has
• hana = he/she does not have

Because Swahili often leaves out a repeated word when it is already understood from context.

So:

• kama una dhima au huna
  literally = whether you have dhima or you do not

The noun dhima is understood after huna. English does the same thing:

• whether you have it or not
• whether you do or you don’t

A fuller version would be:

• kama una dhima au huna dhima

But the shorter version is more natural because it avoids unnecessary repetition.

Dhima is an abstract noun. Depending on context, it can refer to ideas such as responsibility, obligation, liability, or a similar concept.

For grammar purposes, the important thing here is that it behaves like a normal noun after una and huna:

• una dhima = you have dhima
• huna (dhima) = you do not have dhima

So even if the exact English meaning changes with context, the sentence structure stays the same.

Swahili does not have articles like English a, an, and the.

That means nouns can appear without an article:

• nyaraka = documents / the documents
• dhima = responsibility / a responsibility / the responsibility

The exact English choice depends on context and translation style, not on a separate word in the Swahili sentence.

Two sounds in this sentence may stand out to English speakers:

• ny in nyaraka is like the ny sound in canyon
• dh in dhima is, in careful Standard Swahili, like the th in this

So roughly:

• nyaraka ≈ nya-ra-ka
• dhima ≈ thee-ma with a voiced th

In real speech, pronunciation of dh can vary by speaker, and some speakers may say it closer to d or z, but the standard teaching pronunciation is the th sound of this.