Udział własny jest niski.

The policyholder's share is low.

Breakdown of Udział własny jest niski.

• być: to be
• niski: low
• udział własny: the policyholder's share of the loss

Questions & Answers about Udział własny jest niski.

What does udział własny mean literally?

Literally, udział means share, participation, or portion, and własny means own.

So udział własny literally means something like one’s own share or own contribution. In real usage, it often depends on context:

• in insurance: deductible or excess
• in finance/project funding: own contribution
• more generally: personal share

So even if you already know the translation from context, it helps to see how the phrase is built.

Why is własny after udział, not before it?

In Polish, adjectives usually come after the noun in many fixed or formal expressions, especially when the phrase sounds technical or official.

So:

• udział własny = the standard expression

You can often put adjectives before nouns in Polish, but that may change the tone, emphasis, or naturalness. In this case, udział własny is the normal set phrase, so learners should treat it as a chunk.

Why is it niski and not niska or niskie?