Panel pemilihan menilai keperluan kewangan.

In Malay, the main noun usually comes first, and the word that describes it comes after it.

So:

• panel = panel
• pemilihan = selection, choosing

That makes panel pemilihan literally panel selection, but in natural English we translate it as selection panel.

This noun + modifier pattern is very common in Malay:

• rumah besar = big house
• masalah kewangan = financial problem
• panel pemilihan = selection panel

Pemilihan means selection, choosing, or sometimes election, depending on context.

It comes from the root pilih, which means choose or select.

So the structure is roughly:

• pilih = choose
• pemilihan = selection / the act or process of choosing

In this sentence, pemilihan is best understood as selection.

Menilai means to assess, to evaluate, or to judge the value of.

It is an active verb formed with the meN- prefix, which is very common in Malay.

Here:

• nilai is the base
• menilai = assess / evaluate

In the sentence, menilai takes a direct object:

• Panel pemilihan = the selection panel
• menilai = assesses
• keperluan kewangan = financial needs

So the full structure is straightforward: subject + verb + object

Keperluan means need, needs, or requirements, depending on context.

It comes from perlu, which is related to the idea of being necessary or needed.

The pattern ke- ... -an often forms an abstract noun in Malay. So:

• perlu = necessary / need to
• keperluan = need, necessity, requirement

In this sentence, keperluan is the thing being evaluated.

Not exactly.

• wang = money
• kewangan = finance, finances, financial matters

So kewangan is broader and more formal than wang. It is not just physical money; it refers to the financial side of something.

That is why keperluan kewangan is best translated as:

• financial needs
• financial requirements

rather than just money needs, although in some contexts that may be the practical meaning.

This is another common Malay word-order pattern.

In Malay, the head noun comes first, and the describing word often comes after it. So:

• keperluan = needs
• kewangan = financial / finance-related

Together: keperluan kewangan = financial needs

Malay often puts this kind of modifier after the noun, even when English puts it before.

Malay usually does not use articles like the, a, or an.

So Panel pemilihan can mean:

• the selection panel
• a selection panel

The exact meaning depends on context. In many real sentences, English needs an article, but Malay does not.

If a speaker wants to make something more specifically identifiable, context usually does the job. Sometimes words like itu can help point to something specific, but they are not used in the same way as English the.

It can be either singular or plural, depending on context.

Malay nouns usually do not have to show singular/plural the way English does. So:

• keperluan can mean need
• keperluan can also mean needs

That is why this sentence could be translated as:

• The selection panel assesses financial need
• The selection panel assesses financial needs

In most contexts, financial needs sounds more natural in English, but Malay itself does not force that distinction here.

Yes, the basic clause order is very similar:

• Panel pemilihan = subject
• menilai = verb
• keperluan kewangan = object

So it follows:

Subject + Verb + Object

That makes this sentence fairly easy for an English speaker to follow. The main difference is inside the noun phrases, where Malay usually puts the main noun first and the modifier after it.

A simple approximate pronunciation is:

PA-nel pe-mi-LI-han me-NI-lai ke-per-LU-an ke-WANG-an

A few useful notes:

• panel sounds similar to English panel
• pemilihan has a clear lih sound in the middle
• menilai ends with -lai, like lie
• wang sounds roughly like wahng
• ng in Malay is usually like the ng in sing, not a hard g

So kewangan is roughly ke-WANG-an, not ke-wan-gan with a strong g sound.