Creditor pecuniam exigit.

Creditor is the subject of the sentence: the person who is doing the action.

Grammatically, it is nominative singular.
The dictionary form is also creditor, so here the word appears in its basic form.

This is a third-declension noun.

Because pecuniam is the direct object of the verb.

The verb exigit is acting on money, so Latin puts pecunia into the accusative singular:

• nominative: pecunia = money
• accusative: pecuniam = money as the thing being demanded

So the -am ending shows that this noun is receiving the action.

Exigit is:

• third person singular
• present tense
• active voice
• indicative mood

It comes from the verb exigere.

So it means he/she/it demands, collects, or exacts, depending on context.

Because the subject is creditor, here it means the creditor demands.

Latin has no articles like English a, an, or the.

So:

• creditor can mean a creditor or the creditor
• pecuniam can mean money, the money, or sometimes a sum of money

You figure out which is most natural from the context.

Latin word order is more flexible than English word order because the endings show each word’s job.

So Creditor pecuniam exigit means the same basic thing as:

• Pecuniam creditor exigit
• Exigit creditor pecuniam
• Pecuniam exigit creditor

However, the emphasis can change.

A common neutral pattern is to put the verb at the end, so Creditor pecuniam exigit sounds very natural.

Two things show this:

1. Creditor itself is a singular noun form.
2. The verb exigit is also singular.

If the subject were plural, you would expect a plural verb, for example something like exigunt = they demand.

So the sentence clearly has one creditor.

Yes. It is a direct relative of the English word creditor.

That makes it a helpful vocabulary item for English speakers, but remember that even when a Latin word looks familiar, you still need to pay attention to its Latin grammar, especially case endings.

It is usually stronger than a polite asks for.

Exigere often means:

• demand
• collect
• exact

In a financial context, it can suggest that someone is claiming money that is owed.

So if the subject is a creditor, exigit fits very naturally: the creditor is demanding or collecting money.

They come from different declensions:

• creditor is third declension
• pecunia is first declension

In this sentence, their forms are:

• creditor = nominative singular
• pecuniam = accusative singular

This is a good example of how Latin uses endings, not position alone, to mark grammatical function.

In reconstructed Classical pronunciation, it would be approximately:

KREH-di-tor peh-KOO-nee-am EKS-i-git

A few helpful points:

• c is always hard, like k
• g is always hard, like in go
• x sounds like ks
• pecuniam has nee-am, with the vowels both pronounced

So exigit begins with a sound like eks-, not egz- as in some English words.

Usually, Latin does not need a separate subject pronoun, because the verb ending already shows the person and number.

Here, exigit already means he/she/it demands.

But in this sentence, Latin does something even clearer: it names the subject directly with creditor.

So adding a pronoun would usually be unnecessary unless you wanted special emphasis or contrast.

A good vocabulary breakdown is:

• creditor, creditoris — creditor
• pecunia, pecuniae — money
• exigo, exigere, exegi, exactum — demand, drive out, collect, exact

Learning the dictionary forms helps you recognize why the sentence has these particular endings:

• creditor from creditor
• pecuniam from pecunia
• exigit from exigere / exigo