यह मेरा बैंक खाता है।

A word-by-word breakdown is:

• यह = this
• मेरा = my
• बैंक = bank
• खाता = account
• है = is

A very literal translation would be This my bank account is, but natural English is This is my bank account.

यह usually means this or this one when something is near the speaker.

It can also work like he, she, or it in some contexts, especially when referring to someone or something nearby. In this sentence, it is best understood as this.

So यह मेरा बैंक खाता है is basically This is my bank account.

Hindi often puts the verb at the end of the sentence.

So the structure is:

• यह = this
• मेरा बैंक खाता = my bank account
• है = is

That gives the order This my bank account is.

This is normal in Hindi. English and Hindi often use different word order, especially because Hindi usually places the main verb or linking verb near the end.

Because मेरा agrees with the noun being possessed, not with the speaker.

The possessed noun here is खाता, and खाता is masculine singular. So the correct possessive form is मेरा.

Compare:

• मेरा खाता = my account
• मेरी किताब = my book (किताब is feminine)
• मेरे खाते = my accounts (masculine plural)

So मेरा is used because खाता is masculine singular.

It is a very common loanword from English.

Modern Hindi uses many everyday loanwords, and बैंक is one of them. It sounds very natural in Hindi. So बैंक खाता is a normal expression for bank account.

You may also hear बैंक अकाउंट, especially in very casual or urban speech, but बैंक खाता is standard and common.

Here, खाता is a noun meaning account.

So:

• बैंक खाता = bank account

A learner may notice that खाता can also look like a verb form from खाना (to eat), as in वह खाता है = he eats. That is true, but in this sentence it is clearly a noun because of the context.

So here खाता does not mean eats. It means account.

Hindi usually does not use articles like English a, an, and the.

So बैंक खाता can simply mean bank account without needing any extra word.

If needed, Hindi can express one with एक, and that sometimes works like a/an, but it is not required here.

So यह मेरा बैंक खाता है is perfectly complete without any article.

In normal standard Hindi, yes, you should include है here.

है is the present-tense form of to be used with a singular subject. It completes the sentence:

• यह मेरा बैंक खाता है = This is my bank account.

In very casual speech, signs, labels, or notes, people may sometimes leave it out, but learners should keep it. Saying यह मेरा बैंक खाता would sound incomplete in most normal situations.

In careful textbook pronunciation, you may see it explained as something like yah.

But in everyday speech, it is very often pronounced more like yeh.

So learners commonly say:

• यह → yeh

Both the spelling and the spoken form are important to recognize, because written Hindi often uses यह, while natural speech often sounds closer to yeh.

Yes, in everyday spoken Hindi, many people say ये where formal written Hindi would use यह.

So:

• more formal/written: यह मेरा बैंक खाता है
• common spoken: ये मेरा बैंक खाता है

Both are widely understood. For learning standard written Hindi, यह is the safer form to write.

If you want to say These are my bank accounts, you would say:

ये मेरे बैंक खाते हैं।

Here several things change:

• यह → ये = these
• मेरा → मेरे because खाते is masculine plural
• खाता → खाते = accounts
• है → हैं = are

So singular and plural look like this:

• यह मेरा बैंक खाता है। = This is my bank account.
• ये मेरे बैंक खाते हैं। = These are my bank accounts.