Breakdown of הערובה היא ערבות בנקאית.
Questions & Answers about הערובה היא ערבות בנקאית.
ה־ is the Hebrew definite article, equivalent to the in English.
So:
- ערובה = security / collateral / guarantee
- הערובה = the security / the collateral / the guarantee
In this sentence, הערובה is definite, so we are talking about a specific security.
Yes, they are very similar in form, but they are not the same word.
- ערובה usually means security, collateral, something given as assurance
- ערבות usually means guarantee, surety, an obligation to cover someone else’s debt or commitment
So in this sentence:
- הערובה = the security/collateral
- ערבות בנקאית = a bank guarantee
A natural way to understand the sentence is that the specific form of security being used is a bank guarantee.